$209,900
1038 CANAL DRIVE W, LAKELAND, FL 33801
Beds
3
Baths
1
Sq Ft
800 sq ft
Year Built
1955
Lot Size
0.15 acres
Garage
—
About This Property
Welcome to 1038 W Canal Dr — an exciting opportunity for first-time home buyers looking for an affordable, move-in-ready home in a convenient Central Florida location. This solid concrete block single-family home features a *NEW METAL ROOF* for added peace of mind and potential insurance savings, along with approximately 800 square feet of air-conditioned living space, 3 bedrooms, and 1 bathroom. Inside, you’ll love the beautiful granite countertops, attractive wood kitchen cabinetry, and newer elegant wood flooring that give the home a warm, updated feel. The fully fenced backyard offers great outdoor space for pets, entertaining, or relaxing. Conveniently located with access to I-4, this home offers an easy commute toward both Orlando and Tampa while keeping you close to local shopping, dining, schools, and everyday conveniences. Best of all, this home qualifies for FHA, VA, and conventional financing, making it a fantastic option for buyers looking to achieve homeownership. The home is being sold AS-IS and will convey with all personal property currently remaining on site. Schedule your showing today before this affordable move-in-ready opportunity is gone!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take Memorial east, turn left onto Combee Rd, turn right on N Canal Dr, turn left on W Canal Dr., house located on right.
Location
1038 CANAL DRIVE W, LAKELAND, FL 33801
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$209,900
Loan Term
How to Buy This Home
Multiple financing options available for this $209,900 home in LAKELAND.
🏛️
FHA Loan
$7,347 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.