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$274,900

5220 SPRING CREEK DR, LAKELAND, FL 33811

3D Tour

Active54 days on market

Beds

Baths

Sq Ft

1,540 sq ft

Year Built

1988

Lot Size

0.51 acres

Garage

—

About This Property

PEACEFUL and completely remodeled on over half an acre. This manufactured home gives the freedom to bring your toys and create the lifestyle you have been dreaming of. This kind of space is not easy to find. The home boasts a new metal roof, new AC, new subfloor and luxury vinyl flooring, new windows and new exterior/interior doors. The kitchen has new appliances and ready for that first family meal. The well and septic have been serviced and updated. This home has 4 bedrooms/3 bathrooms and a shed to store all your tools. It is perfectly located in Lakeland (between Tampa and Orlando), where you are close to shopping, dining, parks, major roads that makes life convenient. Don't miss this chance to make this home yours and schedule your private tour!

Property Overview

Property TypeResidential

Sub TypeManufactured Home

MLS #L4962001

StatusActive

Year Built1988

Total Rooms10

ConstructionWood Siding

RoofMetal

FoundationCrawlspace

FacesWest

SubdivisionSPRING CREEK SUB

CountyPolk

OwnershipFee Simple

Interior Features

InteriorPrimary Bedroom Main Floor

FlooringLuxury Vinyl

AppliancesMicrowave, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Yard

FencingFenced

Other StructuresShed(s)

Lot Size0.51 acres (22,307 sq ft)

Lot FeaturesCul-De-Sac

Road SurfacePaved

Utilities

WaterWell

SewerSeptic Tank

UtilitiesCable Connected, Electricity Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$274,900

Original Price$299,999

Annual Taxes$986 (2025)

FinancingCash, Conventional, FHA

ZoningRESIDENTIAL

Parcel #232906139596000090

Directions

From I4 take exit 25 for County Line Rd. Head south on County Line Rd towards Lakeland Airport/Dranefield Rd. You will pass a Circle K, then turn left on to Spring Creek

Location

5220 SPRING CREEK DR, LAKELAND, FL 33811

Listing Information

OfficeSILCO REAL ESTATE EXCHANGE, IN

ListedMay 19, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$274,900

Down Payment20% ($54,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,426

Property Tax (est.)$252

Insurance (est.)$150

Total Monthly$1,828

Full Calculator →

How to Buy This Home

Multiple financing options available for this $274,900 home in LAKELAND.

🏛️

FHA Loan

$9,622 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$13,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.