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$285,000

3365 COSTELLO CIRCLE, WINTER HAVEN, FL 33884

3D Tour
Active139 days on market

Beds

5

Baths

3

Sq Ft

2,522 sq ft

Year Built

2023

Lot Size

0.10 acres

Garage

2

About This Property

Short Sale. Discover this beautifully designed 2023-built 5-bedroom, 3-bathroom home located in the highly sought-after Villamar community in Winter Haven, Florida. This spacious two-story home offers the perfect blend of modern style, functional living space, and scenic water views. The welcoming foyer opens into a bright and airy open-concept floor plan ideal for both entertaining and everyday living. The chef-inspired kitchen features plentiful gray cabinetry, a large center island, stainless steel appliances, and an oversized pantry, all overlooking the spacious living room for seamless gathering and conversation. A downstairs bedroom and full bathroom provide the perfect setup for guests, multi-generational living, or a home office. Upstairs, you’ll find a versatile loft space that can be used as a second living area, playroom, media room, or workspace. The spacious primary suite offers a large walk-in closet and private en-suite bathroom complete with double vanities and a walk-in shower. Three additional upstairs bedrooms, another full bathroom, and a convenient upstairs laundry room provide plenty of room for everyone. Step outside and enjoy peaceful water views right from your backyard. Located in the growing Villamar community, residents enjoy amenities including a community pool, clubhouse, playground, and low HOA fees. Conveniently situated near US-27 and I-4, this home provides easy access to shopping, dining, medical facilities, and entertainment. Nearby attractions include the LEGOLAND Florida Resort, the Winter Haven Chain of Lakes, and the Downtown Winter Haven Historic District. This is a fantastic opportunity to own a newer construction home with water views in one of Winter Haven’s fastest-growing communities. Short sale opportunity — don’t miss your chance to make this home yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962031
StatusActive
Year Built2023
Stories2
Total Rooms12
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionVILLAMAR PH 5
CountyPolk
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.10 acres (4,391 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Public, Sewer Connected, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$211 / Monthly
Senior CommunityNo

Financial Details

List Price$285,000
Original Price$320,000
Annual Taxes$7,389 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262923690583000530

Schools

ElementaryPinewood Elem
MiddleDenison Middle
HighLake Region High

Directions

Take I-4 to US-27 South toward Winter Haven. Continue on US-27 S for about 20 miles. Turn Right onto Thompson Nursery Road/CR-17A. Continue onto Eloise Loop Road. Turn left onto SR-653. Turn Right onto Cunningham Road. At the roundabout, take the first exit onto Rialto Road. Turn Left on around to Costello Circle. Continue around the circle to 3365 Costello Circle

Location

3365 COSTELLO CIRCLE, WINTER HAVEN, FL 33884

Listing Information

OfficeENGEL & VOELKERS LAKELAND
ListedMay 20, 2026

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Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $285,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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