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$329,999

, LAKELAND, FL 33811

3D Tour
Active135 days on market

Beds

3

Baths

2

Sq Ft

1,509 sq ft

Year Built

2000

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to this quiet convenient subdivision of Steeplechase in South Lakeland, location location, location. This neighborhood has a low HOA and real close to the Highway to get to Tampa or Orlando in a flash. This home needs nothing, plenty of yard for a pool and the lot backs up to a conservation area for additional privacy. Come see a fully ready home close to the action.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962173
StatusActive
Year Built2000
Stories1
Total Rooms3
ConstructionConcrete
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionSTEEPLECHASE PH 02
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s)
FlooringCeramic Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Rain Gutters
Lot Size0.22 acres (9,662 sq ft)
Lot Dimensions75 x 130
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$212 / Annually
Senior CommunityNo

Financial Details

List Price$329,999
Original Price$349,999
Annual Taxes$4,363 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
Parcel #232833138102000790

Directions

Take Polk parkway East from I-4 or West from South Florida Ave. Lakeland to Airport Road, once you exit the parkway go North on Airport Rd. the subdivision of Steeplechase will be on the right. Once you turn into steeplechase go to Thoroughbred loop and take a right follow the road down to 3084 on the right.

Listing Information

OfficeHARPER REALTY FL, LLC
ListedMay 24, 2026

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Home Price

$329,999

20% ($66,000)
6.75%

Loan Term

Principal & Interest$1,712
Property Tax (est.)$302
Insurance (est.)$150
Total Monthly$2,165
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How to Buy This Home

Multiple financing options available for this $329,999 home in LAKELAND.

🏛️

FHA Loan

$11,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 30, 2026.

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