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$299,900

125 N KENTUCKY AVENUE UNIT 303, LAKELAND, FL 33801

3D Tour
Active130 days on market

Beds

1

Baths

2

Sq Ft

860 sq ft

Year Built

2007

Lot Size

0.01 acres

Garage

1

About This Property

Virtually Staged. Welcome to downtown living at Lofts on the Park, a unique condominium community overlooking Munn Park in the heart of Historic Downtown Lakeland. Rarely available and full of urban character, this third-floor studio-style loft offers approximately 860 square feet of open living space with the perfect blend of industrial-inspired design and modern convenience. Featuring an open-concept layout with living, dining, and bedroom space, this loft is filled with natural light from large insulated windows with plantation shutters and offers endless flexibility to personalize the space to fit your lifestyle. Finished concrete floors throughout, exposed finished ceilings, and oversized windows create a modern urban feel while maintaining warmth and comfort. The kitchen features wood cabinetry, granite countertops, stainless steel appliances, and a counter-height bar with seating, making it a functional space for casual dining, entertaining, or enjoying your morning coffee. A spacious walk-in closet provides generous storage, while the updated primary bath and convenient half bath add to the functionality of the layout. A dedicated laundry space with stackable washer and dryer plus additional storage is conveniently located between the closet and bathroom area. Residents enjoy secure building access with three passcode-protected entrances and a dedicated parking space in the gated section of the nearby parking garage with enclosed walkway access to the building. Located directly on Munn Park, this is downtown Lakeland living at its best—just steps from restaurants, boutiques, coffee shops, nightlife, First Friday events, the Saturday Farmers Market, Lake Mirror, Hollis Garden, the Ashley Gibson Barnett Museum of Art, Lakeland Public Library, and so much more. Whether you are looking for a full-time residence, a lock-and-leave lifestyle, or an in-town retreat, this unique loft offers a rare opportunity to enjoy the walkable downtown lifestyle in one of Lakeland’s most vibrant locations. ***Please Note that this is a Loft, there is no designated bedroom. This is a required field per MLS***One parking space #5 is currently leased from City of Lakeland in the Main Street Parking Garage. This space and/or additional spaces are optional and not included in sale of this units***

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4962245
StatusActive
Year Built2007
Stories4
Total Rooms5
ConstructionBrick, Concrete
RoofOther
FoundationSlab
FacesNorth
SubdivisionLOFTS ON PARK CONDO
CountyPolk
OwnershipCondominium

Interior Features

InteriorHigh Ceilings, Open Floorplan, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringConcrete, Other
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Entrance, Private Mailbox, Sidewalk
Lot Size0.01 acres (235 sq ft)
Lot FeaturesCity Lot, Near Public Transit, Sidewalk
Road SurfaceBrick, Paved
ViewCity, Park/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$299,900
Original Price$309,900
Annual Taxes$4,501 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242818211515003030

Schools

ElementaryPhilip O’Brien Elementary
MiddleSleepy Hill Middle
HighLakeland Senior High

Directions

East or West on E. Main Street, turn into Main Street parking garage (across from the Terrace Hotel.) Go to level 3 through the black gates to Lofts on the Park reserved parking space #5. Walk towards elevators on the northeast corner of parking garage and enter the red door past the elevator. Walk through sky bridge, the code to enter door to Lofts on the Park will be given in ShowingTime, once appointment is confirmed. Condo #303 is on the third floor, at the end of the hallway, passed the elevator and then to your right. You may also use the public parking spots and enter the building on the side entrance on Cedar Street.

Location

125 N KENTUCKY AVENUE UNIT 303, LAKELAND, FL 33801

Listing Information

OfficeEXP REALTY LLC
ListedMay 29, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,900 home in LAKELAND.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 13, 2026.

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