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$420,000

4007 PRIMA LAGO CIRCLE, LAKELAND, FL 33810

3D Tour
Active131 days on market

Beds

3

Baths

2

Sq Ft

1,836 sq ft

Year Built

2020

Lot Size

0.20 acres

Garage

2

About This Property

Welcome to 4007 Prima Lago Circle, a beautifully upgraded 3-bedroom, 2-bathroom home with a private office, located in the highly sought-after gated community of TerraLargo in Lakeland. Built in 2020 by D.R. Horton, this move-in ready residence perfectly combines modern design, functional living, and resort-style amenities in one of North Lakeland’s most desirable communities. From the moment you arrive, you’ll appreciate the impressive curb appeal featuring an upgraded stone-accented elevation, Spanish tile roof, mature landscaping, and a pavered driveway that creates a luxurious first impression. Inside, the home is filled with natural light and showcases an open-concept split-bedroom floor plan designed for both entertaining and everyday comfort. The spacious great room flows seamlessly into the dining area and beautifully appointed kitchen, where you’ll find granite countertops, crown cabinetry, recessed lighting, pantry storage, stylish backsplash details, and a large center island with bar seating ideal for gathering with family and friends. Just off the main living area, sliding glass doors open to a fully screened and enclosed lanai overlooking the fully privacy-fenced backyard, offering the perfect setting for morning coffee, outdoor dining, or relaxing evenings. The private office with French doors provides an ideal flex space for working from home, a playroom, gym, or media room. The spacious primary suite serves as a peaceful retreat with elegant tray ceilings, a large walk-in closet, and an en-suite bathroom featuring dual granite vanities, a garden soaking tub, separate shower, and private water closet. Additional bedrooms are thoughtfully positioned for privacy, while the interior laundry room offers extra cabinetry and folding space for convenience. Smart home components are also included, adding modern efficiency and connectivity throughout the home. Living in TerraLargo means enjoying exceptional resort-style amenities including a grand clubhouse, 24-hour fitness center, zero-entry resort pool with lap lanes, spa, covered playground, tennis courts, basketball courts, pickleball courts, sidewalks, street lighting, and beautifully landscaped common areas. The HOA also includes cable and internet, providing added value and convenience. Ideally situated near shopping, restaurants, medical facilities, schools, the YMCA, and with quick access to I-4, this location offers easy commuting to both Tampa and Orlando while still enjoying the charm and convenience of Lakeland living. This is the perfect opportunity to own a meticulously maintained home with upgraded finishes, privacy, and resort-style living all in one exceptional package.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962246
StatusActive
Year Built2020
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesWest
SubdivisionTERRALARGO PH 3C
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesCooktop, Dishwasher, Disposal, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk
FencingFenced, Vinyl
Lot Size0.20 acres (8,747 sq ft)
Lot FeaturesCity Lot
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$344 / Monthly
Senior CommunityNo

Financial Details

List Price$420,000
Original Price$425,000
Annual Taxes$5,353 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232726010016001200

Schools

ElementarySleepy Hill Elementary
MiddleSleepy Hill Middle
HighKathleen High

Directions

Follow I-4 W to US-98 N in Lakeland. Take exit 32 from I-4 W Follow US-98 N, Sleepy Hill Rd and Terra Largo Blvd to Prima Lago Cir Use the right 2 lanes to turn right onto US-98 N (signs for Lakeland Square Mall/Dade City) Use the left 2 lanes to turn left onto Sleepy Hill Rd Turn right onto Terra Largo Blvd At the traffic circle, take the 2nd exit and stay on Terra Largo Blvd At the traffic circle, take the 2nd exit and stay on Terra Largo Blvd Turn right onto La Vista Trail Turn right onto Prima Lago Cir

Location

4007 PRIMA LAGO CIRCLE, LAKELAND, FL 33810

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedMay 28, 2026

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Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in LAKELAND.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 31, 2026.

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