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$399,000

2239 MALLORY CIRCLE, HAINES CITY, FL 33844

Active132 days on market

Beds

4

Baths

3

Sq Ft

2,048 sq ft

Year Built

1995

Lot Size

0.18 acres

Garage

2

About This Property

Welcome to this beautiful 4 bedroom, 2.5 bathroom home located in the golf course community of Southern Dunes! Featuring a spacious layout perfect for everyday living and entertaining, this home offers comfortable living spaces and kitchen/dining spaces. The primary bedroom and bathroom are conveniently located on the first floor along with a half bathroom for guests and a laundry room. Upstairs you will find 3 bedrooms and a guest bath. From the backyard, you can enjoy the lanai and pool while taking in the views of the golf course! The roof was replaced in 2022 and AC unit replaced in 2026. Situated near shopping and dining, this home and location are a must-see! The community features a golf course, clubhouse, pro shop, tennis courts, fitness center, and children's playground. Schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962249
StatusActive
Year Built1995
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesSouthwest
SubdivisionCARIBBEAN COVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.18 acres (7,767 sq ft)
Lot FeaturesOn Golf Course
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$222 / Quarterly
Senior CommunityNo

Financial Details

List Price$399,000
Original Price$415,000
Annual Taxes$6,994 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272720749001000330

Directions

Hwy 27 to Southern Dunes, follow through gate and take first left to Hemingway then first right to Mallory then continue to the home on the right.

Location

2239 MALLORY CIRCLE, HAINES CITY, FL 33844

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedMay 27, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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How to Buy This Home

Multiple financing options available for this $399,000 home in HAINES CITY.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.

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