$749,990
525 ELM STREET, SAFETY HARBOR, FL 34695
Beds
3
Baths
3
Sq Ft
2,164 sq ft
Year Built
2023
Lot Size
0.13 acres
Garage
1
About This Property
Welcome to luxury living in the heart of charming downtown Safety Harbor! Built in 2023 with exceptional craftsmanship and no expense spared, this stunning custom residence perfectly blends modern elegance with timeless Florida charm. Featuring 3 bedrooms, 2.5 bathrooms, and a spacious two-story design, this professionally constructed home offers the ideal combination of comfort, style, and privacy. Step inside to discover an open and inviting floor plan highlighted by designer finishes, modern features, stainless steel appliances, and beautiful tile and luxury water-resistant vinyl flooring throughout. The thoughtfully designed split floor plan provides enhanced privacy, while each bathroom showcases custom tile work and upscale finishes. Additional upgrades include double-pane windows for energy efficiency, private garage, vinyl fencing, and professionally designed custom landscaping that enhances the home’s curb appeal. With a covered front porch, a covered back porch, and a bonus outdoor porch on the second story covered with ceiling fan, never miss a Florida sunset, or reading a book for a beautiful sunrise. The oversized fenced in backyard allows for privacy, pets, with plenty of space for outdoor activities, like a summer BBQ, and entertaining family, friends, and guests. Add a pool if you desire! The spacious two-story layout creates flexible living spaces perfect for both entertaining and everyday living. Located in NO FLOOD ZONE, nestled beneath the grand oak trees that make downtown Safety Harbor so desirable, enjoy peaceful shaded walks just minutes from the world-renowned Safety Harbor Resort and Spa, waterfront parks, the bay, boutique shopping, dining, and top-rated schools. This is a rare opportunity to own a nearly new luxury custom home in one of Tampa Bay’s most sought-after communities. Call today for your private showing!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
McMullen Booth rd to Dr ML King, turn left to Elm St, House is on your left, corner of Dr MLK st & Elm st.
Location
525 ELM STREET, SAFETY HARBOR, FL 34695
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$749,990
Loan Term
How to Buy This Home
Multiple financing options available for this $749,990 home in SAFETY HARBOR.
🏛️
FHA Loan
$26,250 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$37,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 2, 2026.