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$595,000

3918 GAVIOTA DRIVE, RUSKIN, FL 33573

3D Tour
Active118 days on market

Beds

4

Baths

3

Sq Ft

2,898 sq ft

Year Built

2022

Lot Size

0.32 acres

Garage

3

About This Property

Price Reduced! Spacious 4 bedroom, 3 bath home with a 3 car garage located on a quiet cul-de-sac in Sun City Center. This all tile home features soaring ceiling and an open floor plan perfect for comfortable living and entertaining. Enjoy added privacy with no rear neighbors- just a peaceful tree line backing up to a golf course. A rare find offering space, style, and a serene setting!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962269
StatusActive
Year Built2022
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLA PALOMA VILLAGE PH 3B UN 2
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile
AppliancesCooktop, Dishwasher, Range Hood, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.32 acres (13,800 sq ft)
Lot FeaturesCul-De-Sac, Sidewalk
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$525 / Annually
Senior CommunityNo

Financial Details

List Price$595,000
Original Price$605,000
Annual Taxes$8,819 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U023219C3V00000100051.0

Directions

Sun City Center Blvd to cypress village blvd to upper creek dr to la paloma dr to gaviota dr to 3918.

Location

3918 GAVIOTA DRIVE, RUSKIN, FL 33573

Listing Information

OfficeTRIBUTE REALTY LLC
ListedJune 10, 2026

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Home Price

$595,000

20% ($119,000)
6.75%

Loan Term

Principal & Interest$3,087
Property Tax (est.)$545
Insurance (est.)$150
Total Monthly$3,783
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How to Buy This Home

Multiple financing options available for this $595,000 home in RUSKIN.

🏛️

FHA Loan

$20,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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