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$499,900

607 KERNEYWOOD STREET, LAKELAND, FL 33803

3D Tour
Active130 days on market

Beds

4

Baths

2

Sq Ft

2,100 sq ft

Year Built

1948

Lot Size

0.17 acres

Garage

—

About This Property

Thoroughly reimagined for contemporary luxury, this meticulously curated 4 bedroom, 2 bathroom cottage offers an exceptional residential experience in the heart of Central Lakeland. Nestled within the highly coveted Kerneywood neighborhood, this location serves as the ultimate gateway to all things Lakeland. Residents will enjoy a prime location blocks away from top rated schools, Florida Southern College, the Common Ground playground, bike paths, and tennis courts, alongside effortless proximity to Lake Hollingsworth, downtown dining, Publix, and the Polk Parkway. Every square foot of this thoughtful renovation speaks to the discerning homeowner, offering complete peace of mind featuring a recently updated primary suite, replaced roof, updated HVAC systems, as well as a full home security system. The exterior has been exceptionally upgraded this year with new paint and durable Hardie board siding along the gables, soffit, and fascia. A special feature of the home is the primary suite which serves as a true sanctuary, boasting a versatile flex space ideal for an in home office, a private sitting area, or a nursery, completed by a dedicated inside laundry suite positioned perfectly off the main bedroom. Practical infrastructural upgrades include natural gas integration and a dedicated exterior generator plug in. Outside, the grounds are an absolute gardener’s paradise, framed by mature landscaping and punctuated by an expansive pavered patio and backyard lounge designed for quiet morning coffee or weekend entertaining. Everyday convenience is further realized through ample guest parking. Capping off this masterfully designed property is an abundance of organization options, featuring incredible interior storage solutions and multiple detached exterior storage structures. Combining classic character with uncompromising modernity, this Kerneywood home is a rare find.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962288
StatusActive
Year Built1948
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionCLEVELAND HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorSplit Bedroom
FlooringTerrazzo, Tile, Hardwood
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Storage
Other StructuresShed(s), Storage
Lot Size0.17 acres (7,200 sq ft)
Lot Dimensions60 x 120
Lot FeaturesCity Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,900
Original Price$520,000
Annual Taxes$1,178 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-3
Parcel #242830254800004650

Schools

ElementaryCleveland Court Elem
MiddleSouthwest Middle School
HighLakeland Senior High

Directions

Take Florida Ave S. Head toward W Highland St. Turn left onto Kerneywood St. Continue onto Kerneywood St. Destination will be on the right.

Location

607 KERNEYWOOD STREET, LAKELAND, FL 33803

Listing Information

OfficeKELLER WILLIAMS REALTY SMART
ListedMay 29, 2026

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Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,900 home in LAKELAND.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 2, 2026.

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