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$473,750

1030 CROSS ROADS DRIVE, POLK CITY, FL 33868

3D Tour
Active0 days on market

Beds

1

Baths

1

Sq Ft

1,056 sq ft

Year Built

2015

Lot Size

0.21 acres

Garage

—

About This Property

Welcome to Florida luxury living at 1030 Crossroads Dr in sought-after Mount Olive Shores North, a premier 55+ RV community in Polk City. This1 bed, 1 bath home offers 1,056 sq ft of living space on an 8,999 sq ft lot. Features include a beautiful open floor plan, plantation shutters throughout, covered front porch, and a 15x55 RV carport with full hookups. The private 16x24 breezeway is for relaxing or entertaining morning or evening, has dual fans, and no homes can be built behind the property. The Casita provides extra storage, bikes and golf cart, craft room or workspace. Community amenities include two clubhouses, two pools, fitness centers, pickleball courts, and daily activities in a friendly, gated neighborhood. Furniture & furnishings are negotiable.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962325
StatusActive
Year Built2015
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionMT OLIVE SHORES NORTH ADD 03
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorRV Hookup
Lot Size0.21 acres (8,999 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Water Available

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$2,000 / Annually
Senior CommunityYes

Financial Details

List Price$473,750
Annual Taxes$3,698 (2025)
Parcel #252706298359000400

Directions

4 TO SR33 TO POLK CITY. TURN ONTO LAKE MARGARET BLVD AND STOP AT GUARD GATE. ALL DRIVERS MUST SHOWGUARD A VALID DRIVERS LICENSE TO GAIN ENTRANCE INTO THE COMMUNITY

Location

1030 CROSS ROADS DRIVE, POLK CITY, FL 33868

Listing Information

OfficeWORTH CLARK REALTY
ListedOctober 1, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$473,750

20% ($94,750)
6.75%

Loan Term

Principal & Interest$2,458
Property Tax (est.)$434
Insurance (est.)$150
Total Monthly$3,042
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How to Buy This Home

Multiple financing options available for this $473,750 home in POLK CITY.

🏛️

FHA Loan

$16,581 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,688 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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