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$299,999

421 WATERVIEW DRIVE, POLK CITY, FL 33868

3D Tour
Active41 days on market

Beds

3

Baths

2

Sq Ft

1,522 sq ft

Year Built

1983

Lot Size

0.36 acres

Garage

1

About This Property

Discover the perfect blend of comfort, style, and waterfront adventure in this beautifully updated 3-bedroom, 2-bath concrete block home. Enter through an impressive automated 16-foot gate and step into a private retreat designed for both relaxation and entertaining. Inside, enjoy abundant natural light from brand-new vinyl windows on the front and sides. The home features three distinct lanais: a spacious, climate-controlled lanai with elegant French doors—ideal for year-round enjoyment and seamless indoor-outdoor living; plus two additional screened lanais on the left and right sides. The left lanai is a true entertainer’s delight, complete with an outdoor sink and a convenient 3-sink system, perfect for prepping meals or cleaning up after a day on the water. Step out back to a generous paved patio, featuring a dedicated grilling and fish-cleaning station, a cozy fire pit, and a handy wood rack. The recently rebuilt fishing pier (2023) extends over the tranquil canal, offering a peaceful spot for casting a line or simply soaking in the serene views. Water lovers will appreciate the private boat slip, community boat ramp, dock, and direct water access—making boating, fishing, and kayaking effortless. For just $75 a year, enjoy exclusive access to the boat launch with your own key. With a newer roof (2016) and thoughtful upgrades throughout, this home is a true haven for those who love to entertain, unwind, and embrace the best of Florida’s waterfront lifestyle in a friendly, welcoming community.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962372
StatusActive
Year Built1983
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionCLEARWATER ESTATES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding
FlooringCeramic Tile
AppliancesConvection Oven, Dishwasher, Range Hood
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Lighting, Storage
FencingFenced
Lot Size0.36 acres (15,838 sq ft)
Lot Dimensions90 x 175
Lot FeaturesCul-De-Sac
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Canal - Freshwater

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$299,999
Original Price$319,000
Annual Taxes$436 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRC
Parcel #252632000000042720

Directions

From I-4, go east to exit 38 FL-33N. Turn left on FL-33N/Commonwealth Ave/Lakeland Hills Blvd. Turn right on Clearwater,right on Waterview.

Location

421 WATERVIEW DRIVE, POLK CITY, FL 33868

Listing Information

OfficeEPIQUE REALTY INC.
ListedJune 5, 2026

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Home Price

$299,999

20% ($60,000)
6.75%

Loan Term

Principal & Interest$1,557
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,982
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How to Buy This Home

Multiple financing options available for this $299,999 home in POLK CITY.

🏛️

FHA Loan

$10,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 26, 2026.

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