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$330,000

5920 LAKE LUTHER ROAD, LAKELAND, FL 33805

3D Tour
Active51 days on market

Beds

3

Baths

2

Sq Ft

1,594 sq ft

Year Built

1971

Lot Size

0.47 acres

Garage

3

About This Property

NO HOA! NO WATER BILL! NO SEWER BILL! (Well & Sepctic) Welcome home to this WELL-LOVED, MOVE-IN READY gem nestled on a NEARLY HALF-ACRE FENCED CORNER LOT. A rare find that offers space, privacy, and freedom. Cherished by the same owner for over 50 years, this home tells a story of care and pride that you can feel the moment you walk through the door. The inviting living room greets you with a LARGE PICTURE WINDOW that fills the space with natural light, setting a warm tone throughout. The updated galley kitchen flows seamlessly into a butler's pantry, perfect for extra storage and prep space. The primary bedroom features a bath with shower, while two additional bedrooms share a full hallway bath with tub. A thoughtful addition to the rear of the home expanded the living space to include a dining room and a versatile family room that could easily become a home office, den, or whatever your heart desires. Major updates are already done for you: ROOF REPLACED 2022, HVAC REPLACED 2021, and SELECT WINDOWS REPLACED 2023. The OVERSIZED 3-CAR GARAGE — a combination of the original single-car and a newer two-car addition with a RECENTLY UPDATED ELECTRICAL PANEL — offers incredible storage and workspace potential. Outside, the fully fenced backyard features a shed housing the WELL AND PUMP, a workshop with potential, and an additional shed. This is more than a house — it's the foundation for your next great chapter. Realtor is the trustee/related to owner.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962431
StatusActive
Year Built1971
Total Rooms6
ConstructionBlock, Brick, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionNONE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Mailbox
FencingChain Link
Lot Size0.47 acres (20,669 sq ft)
Lot FeaturesIn County
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$330,000
Original Price$339,000
Annual Taxes$1,372 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRE-1
Parcel #242720000000021170

Directions

From Lakeland, take SR 33 north. Left on Lake Luther. At stop sign, take right on Lake Luther, go left around the curve and home will be on your left.

Location

5920 LAKE LUTHER ROAD, LAKELAND, FL 33805

Listing Information

OfficeSUNSET LIVING REALTY
ListedJune 3, 2026

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Home Price

$330,000

20% ($66,000)
6.75%

Loan Term

Principal & Interest$1,712
Property Tax (est.)$303
Insurance (est.)$150
Total Monthly$2,165
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How to Buy This Home

Multiple financing options available for this $330,000 home in LAKELAND.

🏛️

FHA Loan

$11,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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