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$205,000

, WINTER HAVEN, FL 33884

3D Tour
Active67 days on market

Beds

2

Baths

2

Sq Ft

1,090 sq ft

Year Built

1985

Lot Size

0.01 acres

Garage

About This Property

Beautiful lake-view condo in Winterset! This ground-floor 2-bedroom, 2-bath residence offers amazing views of Lake Winterset, part of the renowned Winter Haven Chain of Lakes. The spacious great room features tile flooring, sliding glass doors to the screened porch, and stunning lakefront vistas. Just off the kitchen is a comfortable dining area, creating an inviting space for everyday living and entertaining. The kitchen is beautifully appointed with custom Kraft Maid wood cabinetry, granite countertops, a breakfast bar, and a complete appliance package. The primary bedroom enjoys peaceful lake views and includes plush carpeting with a gel pad, a large 11' X 7' walk-in closet, a ceiling fan, sliding doors to the patio, and an en-suite bath featuring dual sinks, quartz countertops, and an oversized walk-in shower with a seamless glass door. The guest bedroom is generously sized at 13' x 10', offering ample closet space and convenient access to the guest bathroom, which features quartz countertops and tile flooring. The screened porch is the perfect place to relax and enjoy breathtaking lakefront views and spectacular sunsets. Residents enjoy true resort-style living with access to a community clubhouse, pool, spa, shuffleboard courts, tennis & Pickleball courts. The highly desirable location offers close proximity to shopping, dining, schools, medical facilities, and LEGOLAND Florida Resort. Additional features include a private storage room off the patio, inside laundry, a tile roof, air conditioning, 24-hour security, meticulously maintained grounds, assigned parking, and ample guest parking. This is Florida lakefront living at its finest.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4962492
StatusActive
Year Built1985
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesNortheast
SubdivisionWINTERSET 01 A CONDO 02 AMD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryGas Dryer Hookup, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorPrivate Entrance, Sliding Doors, Tennis Court(s)
Other StructuresTennis Court(s)
Lot Size0.01 acres (647 sq ft)
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolNo
Pool FeaturesGunite, In Ground
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Lake Front, Lake - Chain of Lakes

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$475 / Monthly
Senior CommunityNo

Financial Details

List Price$205,000
Original Price$225,000
Annual Taxes$2,143 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262912687501011050

Schools

ElementaryGarden Grove Elem
MiddleDenison Middle
HighLake Region High

Directions

From Cypress Gardens Blvd and Waterview Way, Travel on Waterview Way to Laurel Cove Way. Once on Laurel Cove Way, travel to condo 105

Location

, WINTER HAVEN, FL 33884

Listing Information

OfficeCROSBY & ASSOCIATES, INC.
ListedJune 15, 2026

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Home Price

$205,000

20% ($41,000)
6.75%

Loan Term

Principal & Interest$1,064
Property Tax (est.)$188
Insurance (est.)$150
Total Monthly$1,402
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $205,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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