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$165,000

124 CENTER STREET, WINTER HAVEN, FL 33880

3D Tour
Active74 days on market

Beds

3

Baths

2

Sq Ft

1,306 sq ft

Year Built

1952

Lot Size

0.19 acres

Garage

—

About This Property

Virtually Staged. Short Sale. Investor Special! (short sale requiring 3rd party approval) Don't miss this opportunity to transform this 3-bedroom, 2-bath block home into something truly special. Featuring a newer roof and AC system, some of the major improvements have already been completed, providing a solid foundation for your renovation plans. Whether you're an investor searching for your next flip, looking to add to your rental portfolio, or a buyer ready to create your dream home, this property offers incredible potential. Situated in a convenient Central Florida location, you'll be close to shopping, dining, major highways, world-famous theme parks, and both the Gulf and Atlantic Coast beaches. Bring your tools, creativity, and vision. This handyman special is ready for its next chapter! Seller is working cooperatively with the lender to facilitate a smooth transaction. Experienced short sale negotiator involved.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962572
StatusActive
Year Built1952
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKE SHIPP HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Tile
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Storage
FencingChain Link
Other StructuresShed(s)
Lot Size0.19 acres (8,390 sq ft)
Lot Dimensions60 x 140
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$165,000
Original Price$200,000
Annual Taxes$2,590 (2025)
FinancingCash, Conventional
ZoningR-2
Parcel #262906674300000500

Directions

from us 17 head west on S lake ship dr. left on Camellia dr. left on center st, house will be on the right side of the st

Location

124 CENTER STREET, WINTER HAVEN, FL 33880

Listing Information

OfficeLIVE FLORIDA REALTY
ListedJune 10, 2026

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Home Price

$165,000

20% ($33,000)
6.75%

Loan Term

Principal & Interest$856
Property Tax (est.)$151
Insurance (est.)$150
Total Monthly$1,157
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How to Buy This Home

Multiple financing options available for this $165,000 home in WINTER HAVEN.

🏦

Conventional

$8,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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