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$389,000

2139 OLD MINING ROAD, LAKELAND, FL 33801

3D Tour
Active93 days on market

Beds

6

Baths

3

Sq Ft

3,165 sq ft

Year Built

2022

Lot Size

0.18 acres

Garage

2

About This Property

Move In Ready 6BR/3BA + Home Office / Flex Space + Large Loft! This Spacious Home was built in '22 and is ready for a Family to call her home! The Interior Offers a Large Kitchen Featuring Granite Countertops, White Shaker Cabinets, Stainless Steel Appliances and a Large Walk In Pantry! Ceramic Tile Flooring and Brand New Carpeting was just installed. This Open Concept Plan is perfect for entertaining and offers a secondary Bedroom and Bathroom on the first floor. The Master Bedroom is Large and Spacious and features a Large Walk In Closet. The Interior has also been freshly painted! This Lovely Home Offers a Peacefull - Pond and Conservation View! Saddle Creek Preserve is conveniently located just minutes from the Polk Parkway - Easy Access to I-4 West or East! Enjoy all that Lakeland and Central Florida has to offer - Hiking and Biking Trails, Recreational & Fishing Lakes, Golf, Tennis, Pickleball, Playgrounds and more! Lakeland Linder International Airport now offering direct flights to mulitple US Cities! Don't pass up this tremendous value!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962600
StatusActive
Year Built2022
Stories2
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSADDLE CRK PRESERVE PH 1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds, Double Pane Windows
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.18 acres (7,645 sq ft)
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$216 / Annually
Senior CommunityNo

Financial Details

List Price$389,000
Original Price$415,000
Annual Taxes$4,648 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242812178758000220

Directions

From Saddle Creek Rd. turn onto Old Mining Rd.

Location

2139 OLD MINING ROAD, LAKELAND, FL 33801

Listing Information

OfficeSHAWN R MCDONALD REALTYGRP INC
ListedJune 9, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$389,000

20% ($77,800)
6.75%

Loan Term

Principal & Interest$2,018
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,525
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How to Buy This Home

Multiple financing options available for this $389,000 home in LAKELAND.

🏛️

FHA Loan

$13,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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