$400,000
11344 ROCKRIDGE ROAD, LAKELAND, FL 33809
Beds
3
Baths
2
Sq Ft
1,568 sq ft
Year Built
1989
Lot Size
1.92 acres
Garage
—
About This Property
Price Improvement! Seller Motivated!USDA ELIGIBLE 0% DOWNPAYMENT! NO HOA Spacious country living meets modern convenience on this beautiful 1.92-acre lakefront property! This well-maintained double-wide mobile home features 3 bedrooms and 2 bathrooms with plenty of room to enjoy indoor and outdoor living. The property offers incredible functionality with a large 24x40 carport plus a second oversized 18x31 high-clearance carport, both completed with permits — perfect for boats, RVs, work vehicles, or additional covered parking. An RV hookup with water and sewer connection adds even more flexibility for guests or travel enthusiasts. Farm animals welcomed. Enjoy peaceful outdoor living with fruit trees, including mango, banana, and more, along with a private lake setting, solar light post, storage shed, and even a gym space with equipment included. The septic system is designed to support up to 5 bedrooms, offering future expansion potential. Additional features include a paved driveway, electric vehicle charging capability, and plenty of open space to relax, entertain, or create your dream outdoor oasis. Rare opportunity to own acreage with water views and endless possibilities!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Turn right onto US-98 N Turn right onto Rockridge Rd
Location
11344 ROCKRIDGE ROAD, LAKELAND, FL 33809
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$400,000
Loan Term
How to Buy This Home
Multiple financing options available for this $400,000 home in LAKELAND.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.