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$395,000

1380 S LAKE ROY DR DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active5 days on market

Beds

4

Baths

3

Sq Ft

2,468 sq ft

Year Built

1962

Lot Size

0.25 acres

Garage

About This Property

Spacious 4-Bedroom, 3-Bath Pool Home on a Corner Lot in Winter Haven! Ideally located in a convenient area of Winter Haven and situated across from lakefront homes, this 2,955-square-foot home offers a spacious layout with plenty of room to make it your own. The triple-split bedroom floor plan provides privacy and flexibility, while the oversized family room features two sets of sliding glass doors leading directly to the screened and netted pool enclosure and covered patio, creating an inviting space for entertaining and enjoying Florida's outdoor lifestyle. A versatile flex room adds even more living space and offers direct access to the pool and screened patio, making it ideal as a game room, home office, hobby room, or additional entertainment area. The kitchen is one of the home's standout features, offering custom-made cabinetry, granite countertops, a custom tile backsplash, and stainless-steel appliances. The primary suite includes a private bathroom with a garden tub, dual sinks, and a walk-in shower. Additional interior highlights include a LARGE LAUNDRY ROOM with a utility sink, drop-down ironing board, and extra shelving, along with tile and wood flooring throughout the main living areas. Outside, enjoy the screened-in and NETTED POOL ENCLOSURE with a covered patio, surrounded by a grassy yard area, plus a welcoming front screened porch, ample covered parking, and two detached storage sheds for added convenience. The yard is irrigated by a well with a newer irrigation timer. The ROOF WAS INSTALLED IN 2023, and the HVAC SYSTEM IS APPROXIMATELY 9 YEARS OLD. While some areas of the home could benefit from cosmetic updates and freshening to bring out their full potential, the spacious floor plan, desirable pool setting, established features, and prime location make this an exciting opportunity for a buyer ready to add their personal style. For those who enjoy being on the water, the property is just A SHORT WALK TO FREEDOM BOAT CLUB, offering an easy way to rent boats and explore Winter Haven's renowned Chain of Lakes. The home is also approximately one mile from LEGOLAND Florida, adding to the property's appeal and convenience. With its spacious floor plan, private pool setting, flexible living spaces, and desirable location near the area's lakes and attractions, this Winter Haven home offers a great opportunity to enjoy the Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962667
StatusActive
Year Built1962
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSOUTH ROY SHORES PB 38 PG 45
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Wet Bar
FlooringLuxury Vinyl, Tile
AppliancesMicrowave, Range, Refrigerator
LaundryInside
WindowsBlinds, Window Treatments
CoolingCentral Air, Zoned
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Entrance, Private Mailbox, Rain Gutters, Shade Shutter(s), Sidewalk, Sliding Doors, Storage
Other StructuresShed(s), Storage
Lot Size0.25 acres (16,988 sq ft)
Lot FeaturesCorner Lot, Landscaped, Level, Oversized Lot, Private
Road SurfaceAsphalt, Paved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Private, Street Lights, Water Available

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$395,000
Annual Taxes$3,132 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262834662400000260

Directions

Cypress Gardens Blvd to 9th street SE . Follow to left on Helms Rd. House will be on corner of Helms Rd and S. Lake Roy Dr.

Location

1380 S LAKE ROY DR DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedSeptember 1, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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How to Buy This Home

Multiple financing options available for this $395,000 home in WINTER HAVEN.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.

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