$375,000
2356 LAKE JAMES WAY, LAKELAND, FL 33810
Beds
2
Baths
2
Sq Ft
2,124 sq ft
Year Built
2005
Lot Size
0.18 acres
Garage
2
About This Property
Welcome to this beautifully crafted custom home by Ernie White, located in a desirable gated 55+ community in North Lakeland. Offering over 2,000 square feet of thoughtfully designed living space, this residence features 2 spacious bedrooms and 2 full bathrooms, with a study and an open, inviting layout ideal for both everyday living and entertaining. Inside, you’ll find a blend of wood and tile flooring throughout, creating a warm yet low-maintenance environment. The generous living areas flow seamlessly, while large windows provide natural light and a comfortable atmosphere. You can also enjoy an expansive bonus area that can be used as a sitting room, office or hobby area. This home also has plenty of storage options. Enjoy a truly carefree lifestyle with HOA fees that include lawn care, cable, internet and use of all amenities. The community itself is quiet, beautifully maintained, and rich in amenities, featuring a clubhouse, fitness center, and sparkling pool—perfect for socializing or relaxing. If you’re looking for quality construction, comfort, and an active yet peaceful community, this exceptional home is a must-see. Act quickly--this home is priced to sell and ready for its next owner.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
98 North to West on Banana Rd. Turn South(Left) into Lake James Subdivision. Drive through the gate and take the first right. Follow this road to the 1st left (Will be Lake James Wa) and the home will be the second on your Right(There will be a sign in the yard).
Location
2356 LAKE JAMES WAY, LAKELAND, FL 33810
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$375,000
Loan Term
How to Buy This Home
Multiple financing options available for this $375,000 home in LAKELAND.
🏛️
FHA Loan
$13,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.