$239,000
3435 SWINDELL ROAD, LAKELAND, FL 33810
Beds
4
Baths
2
Sq Ft
1,449 sq ft
Year Built
1971
Lot Size
0.18 acres
Garage
—
About This Property
Welcome home to 3435 Swindell Road, which is a 4-bedroom, 2-bathroom residence offering a functional layout and comfortable living spaces throughout. The main living areas feature durable tile flooring, while all four bedrooms are finished with laminate flooring for easy maintenance. The kitchen is designed for both everyday living and entertaining, showcasing granite countertops, an island with bar seating, and ample cabinet and workspace. Bedrooms two and three are connected by a convenient Jack-and-Jill bathroom configuration, while the guest bathroom offers a tub/shower combination and single vanity. Additional features include a dedicated laundry room, a whole-house generator for added peace of mind, and supplemental window A/C units that provide additional cooling options throughout the home. Step outside to enjoy the fully fenced backyard with a wood privacy fence, offering space for pets, play, gardening, or outdoor gatherings. Important updates include a septic drainfield replacement in 2022 and septic system service completed in August 2025. Conveniently located in Lakeland with easy access to shopping, dining, schools, and major roadways, this property offers a great combination of functionality, comfort, and value. Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
HWY 92 to Swindell Rd to home ahead on the right.
Location
3435 SWINDELL ROAD, LAKELAND, FL 33810
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$239,000
Loan Term
How to Buy This Home
Multiple financing options available for this $239,000 home in LAKELAND.
🏛️
FHA Loan
$8,365 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$11,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 14, 2026.