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$440,000

1809 STELLA COURT N, LAKELAND, FL 33813

3D Tour
Active87 days on market

Beds

3

Baths

2

Sq Ft

1,898 sq ft

Year Built

1979

Lot Size

0.34 acres

Garage

2

About This Property

Price reduced! Spanish Mediterranean Gem in South Lakeland | Stunning Remodeled Kitchen | Move-In Ready Welcome to **1809 Stella Ct N**, a beautifully maintained Spanish Mediterranean-style home nestled in one of South Lakeland’s most desirable neighborhoods. Featuring distinctive architecture and a charming side-entry courtyard, this home offers exceptional character, timeless appeal, and curb appeal that truly stands out. Thoughtfully remodeled with the intention of being the sellers’ forever home, no detail was overlooked. A change in family circumstances now creates a rare opportunity for the next owner to enjoy the care and quality poured into this property. Inside, you'll find a versatile floor plan with **3 bedrooms, 2 bathrooms, and a bonus room** ideal for a home office, playroom, gym, or creative space. Two separate living areas—a spacious living room and a comfortable family room—provide flexibility for both everyday living and entertaining. The heart of the home is the **fully remodeled gourmet kitchen**, designed to impress. It features an oversized island, extensive drawer storage, abundant cabinetry, modern finishes, and generous workspace for cooking, gathering, and hosting. Every update was completed with both style and functionality in mind, making this home truly move-in ready. Step outside to a beautifully landscaped yard accented by mature greenery and swaying palm trees, creating a peaceful Florida retreat. A **2-car garage** and **detached storage shed** provide ample space for tools, outdoor equipment, and seasonal storage. Conveniently located near shopping, dining, parks, and everything South Lakeland has to offer, this exceptional home combines unique architectural charm, modern updates, and everyday comfort. **Don’t miss your opportunity to own this one-of-a-kind South Lakeland beauty—schedule your private showing today!**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962864
StatusActive
Year Built1979
Total Rooms7
ConstructionStucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionLIVE OAK HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
WindowsDouble Pane Windows, Insulated Windows, Shades, Window Treatments
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorCourtyard, French Doors, Irrigation System, Rain Gutters
FencingVinyl
Other StructuresWorkshop
Lot Size0.34 acres (14,702 sq ft)
Lot Dimensions99 x 152
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$440,000
Original Price$490,000
Annual Taxes$3,081 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-1
Parcel #242908279480000230

Schools

ElementaryHighland Grove Elem
MiddleLakeland Highlands Middl
HighLakeland Senior High

Directions

from 570 and Lakeland Highlands Rd, head south to right on Hallam Rd to left on Live Oak to the first left 'Stella Ct N' the property is the second on the your right.

Location

1809 STELLA COURT N, LAKELAND, FL 33813

Listing Information

OfficePREMIER AGENT NETWORK
ListedJune 18, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$440,000

20% ($88,000)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $440,000 home in LAKELAND.

🏛️

FHA Loan

$15,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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