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$450,000

1826 WESTMINSTER COURT, LAKELAND, FL 33809

3D Tour
Active102 days on market

Beds

3

Baths

2

Sq Ft

2,655 sq ft

Year Built

1995

Lot Size

0.42 acres

Garage

2

About This Property

Welcome to this exceptional single family home situated on a large lot in one of the area's most sought after neighborhoods, just minutes from I4 exits 33 and 38. Combining elegance, comfort, and outstanding outdoor living, this property features spacious bedrooms, a large study, and a generous primary suite with its own sitting area. Beautiful Malaccan Cherry hardwood floors flow through the dining, living, family, and study rooms, complemented by crown molding throughout most of the home, including intricate decorative details in select areas. The dining room showcases a stunning tray ceiling and an exceptional built in buffet hutch, while granite countertops enhance both the kitchen and bathrooms. Plantation shutters adorn most windows, and multiple large French doors create a seamless connection to the outdoors. The large glass enclosed sunroom offers privacy while capturing picturesque views of the backyard retreat, complete with a courtyard like setting centered around a fountain, a charming secret garden featuring a beautiful statue, and expansive lawn space in both the front and rear yards. The well-equipped laundry room includes a washer, dryer, sink, and cabinetry on both sides, while the extended garage is exceptionally maintained with abundant storage cabinets, a practical workbench, side entry access, and plenty of workspace. Additional highlights include an instant hot water system at the kitchen sink, a new roof installed in May 2024 with premium 50-year shingles and peel-and-stick underlayment, and a new 15.2 SEER Amana 2-heat pump split system HVAC installed in May 2024. This is a rare opportunity to own a beautifully maintained home offering space, character, and exceptional outdoor charm.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962885
StatusActive
Year Built1995
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSHERWOOD LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Chair Rail, Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds, Shutters
CoolingCentral Air
HeatingElectric
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Garden
Lot Size0.42 acres (18,374 sq ft)
Lot FeaturesLandscaped, Oversized Lot, Street Dead-End
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$185 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$450,000
Original Price$479,900
Annual Taxes$3,224 (2025)
FinancingCash, Conventional, FHA
Parcel #242716161092000880

Directions

From I-4 Exit 38 Take the FL-33 N, Take left on Tomkow Rd, Turn Left onto Old Polk City Rd, Turn left on Walt Williams, Turn Left onto Sherwood Lakes, Turn Left onto Westminster Ct. From I-4 Exit 33 From the ramp take left for FL-33 N, Turn left onto Old Combee Rd, Turn Right onto N Socrum Loop Rd, Turn right after McDonalds onto Walt Loop Rd, Turn right onto Walt Williams Rd, Turn right onto Sherwood Lakes, Turn Left onto Westminster Ct.

Location

1826 WESTMINSTER COURT, LAKELAND, FL 33809

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJune 26, 2026

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Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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How to Buy This Home

Multiple financing options available for this $450,000 home in LAKELAND.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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