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$240,000

861 E LOWELL STREET, LAKELAND, FL 33805

Active87 days on market

Beds

4

Baths

2

Sq Ft

1,201 sq ft

Year Built

1957

Lot Size

0.17 acres

Garage

About This Property

Virtually Staged. Welcome to 861 E Lowell Street, a well-maintained 4-bedroom, 2-bath home situated on a rare oversized corner lot in Lakeland. Offering 1,333 square feet of living space, this home makes excellent use of every square foot with a functional layout designed to accommodate a variety of lifestyles. NEW FLAT ROOF for buyers peace of mind! Inside, you'll find an open living and dining area, updated flooring, and a beautifully renovated kitchen featuring granite countertops, ample cabinetry, and bar seating. The four-bedroom floor plan provides flexibility for living, guests, a home office, or hobby space. Step outside and enjoy the benefits of the oversized corner lot, offering plenty of room for entertaining, pets, gardening, storage, or future possibilities. A welcoming front porch adds to the home's charm and curb appeal. Conveniently located near shopping, dining, schools, medical facilities, and major commuter routes, this property offers a great combination of functionality, outdoor space, and value. Don't miss your opportunity to own this versatile 4-bedroom home in a convenient Lakeland location. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962891
StatusActive
Year Built1957
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationCrawlspace
FacesNorth
SubdivisionLAKESIDE ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan
FlooringLuxury Vinyl
AppliancesCooktop, Microwave, Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard
FencingChain Link
Other StructuresShed(s)
Lot Size0.17 acres (7,523 sq ft)
Lot Dimensions50 x 150
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$240,000
Original Price$249,900
Annual Taxes$3,259 (2025)
FinancingCash, Conventional, FHA
ZoningRA-3
Parcel #242807169500009300

Schools

ElementaryNorth Lakeland Elem
MiddleLake Gibson Middle/Junio
HighTenoroc Senior

Directions

From Interstate 4 Westbound, take Exit 32 for U.S. Highway 98 North. Continue north on U.S. Highway 98 North, turn right onto East Memorial Boulevard, left onto North Lake Parker Avenue, then right onto East Lowell Street. Property will be on the left at the corner of East Lowell Street and North Ingraham Avenue.

Location

861 E LOWELL STREET, LAKELAND, FL 33805

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedJune 18, 2026

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Home Price

$240,000

20% ($48,000)
6.75%

Loan Term

Principal & Interest$1,245
Property Tax (est.)$220
Insurance (est.)$150
Total Monthly$1,615
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $240,000 home in LAKELAND.

🏛️

FHA Loan

$8,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$12,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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