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$249,000

820 26TH STREET NW, WINTER HAVEN, FL 33881

Active98 days on market

Beds

3

Baths

2

Sq Ft

1,122 sq ft

Year Built

1925

Lot Size

0.15 acres

Garage

—

About This Property

Welcome to 820 NW 26th St, Winter Haven, Florida—a move-in ready 3-bedroom, 2-bath home featuring updates inside and out. This property has been thoughtfully refreshed with a focus on comfort, style, and modern living. Enjoy a beautifully updated interior along with exterior improvements that enhance the home’s appeal. The kitchen comes equipped with all-new appliances, making everyday living and entertaining effortless. The spacious layout offers comfortable living areas, well-appointed bedrooms, and a functional design perfect for families, guests, or anyone looking for a fresh, updated home in Central Florida.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962912
StatusActive
Year Built1925
Total Rooms7
ConstructionWood Frame
RoofMetal
FoundationOther
FacesWest
SubdivisionINWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringVinyl
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Sidewalk
Lot Size0.15 acres (6,499 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$249,000
Original Price$285,000
Annual Taxes$1,460 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #262819553671001050

Directions

Polk Parkway East to exit 14 540 East to Spirit Lake Rd to G ave NW to 26th St NW

Location

820 26TH STREET NW, WINTER HAVEN, FL 33881

Listing Information

Office241 REAL ESTATE LLC
ListedJune 30, 2026

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Home Price

$249,000

20% ($49,800)
6.75%

Loan Term

Principal & Interest$1,292
Property Tax (est.)$228
Insurance (est.)$150
Total Monthly$1,670
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How to Buy This Home

Multiple financing options available for this $249,000 home in WINTER HAVEN.

🏛️

FHA Loan

$8,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.

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