$249,000
4561 DAVID DRIVE, BARTOW, FL 33830
Beds
3
Baths
2
Sq Ft
1,100 sq ft
Year Built
1973
Lot Size
0.17 acres
Garage
—
About This Property
Finding an affordable, move-in-ready home in Bartow with no HOA and major updates already completed is becoming increasingly rare. That’s what makes 4561 David Drive such a standout opportunity. Whether you’re purchasing your first home, simplifying your lifestyle, or searching for a comfortable place to enjoy the years ahead, this well-maintained 3-bedroom, 1.5-bath home brings together value, convenience, and peace of mind. Step inside to durable vinyl plank flooring throughout and a bright, welcoming living area filled with natural light. The layout feels comfortable and easy to enjoy, while the spacious primary bedroom provides a relaxing place to unwind at the end of the day. French doors lead to a fully fenced backyard that feels like your own private retreat. There’s plenty of room for pets to play, a garden to grow, quiet mornings with coffee, or relaxed afternoons spent with family and friends. Another major highlight is that several of the larger expenses have already been addressed, including a roof installed in 2018. With fewer immediate maintenance concerns, you can focus more on settling in and making the space your own. Located in an established Bartow neighborhood with no HOA restrictions, this property gives you added freedom while keeping you close to everyday conveniences. Downtown Bartow’s historic charm, local restaurants, shopping, medical facilities, and parks are just minutes away. Commuters will appreciate convenient access to Highway 17, while outdoor enthusiasts can explore nearby Circle B Bar Reserve, Lake Hancock, and the area’s beautiful natural surroundings. If you’ve been waiting for an affordable home with a move-in-ready interior, private outdoor space, and exceptional value in one of Polk County’s most charming communities, this one deserves a closer look. Schedule your private showing today and see why so many love calling Bartow home.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Turn onto David Dr off of Bomber Rd in Bartow. Home is down on the left.
Location
4561 DAVID DRIVE, BARTOW, FL 33830
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$249,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $249,000 home in BARTOW.
🏛️
FHA Loan
$8,715 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.