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$475,000

1749 LADY BOWERS TRAIL, LAKELAND, FL 33809

3D Tour
Active97 days on market

Beds

4

Baths

3

Sq Ft

2,276 sq ft

Year Built

1989

Lot Size

0.35 acres

Garage

2

About This Property

Guess What?! The seller is offering $5000 toward closing costs or buying down your rate! Imagine starting your morning with coffee by the pool, going just a little ways to take your kayak or paddleboard out or dropping a fishing line in the neighborhoods private lake, then planning a weekend at the beach or Disney. This beautifully updated 4-bedroom, 2.5-bath Lakeland home offers the kind of Florida lifestyle people move here for-water, sunshine, outdoor living, and room to enjoy it all. Tucked into one of Lakeland's established neighborhoods, with beautiful tree lined streets, this move-in-ready home combines generous living space with a long list of recent updates. At the heart of the home is the beautifully remodeled kitchen (2025), featuring new cabinetry, countertops, and appliances-perfect for everything from delicious family meals to entertaining friends. The primary suite offers a relaxing retreat with a remodeled primary bath (2023) and new granite vanity (2025). The guest bath was tastefully renovated in 2024, and additional improvements include a new roof (2023), new water heater (2023), refreshed pool bath (2026), smart garage door (2026), and fresh interior and exterior paint (2026). Outside is where the Florida lifestyle really comes to life. Spend warm afternoons in your private screened pool, host weekend cookouts, or unwind in the evening surrounded by beautiful landscaping. In the neighborhood, right around the corner, you can enjoy access to a private dock on a beautiful lake-perfect for fishing, kayaking, or simply taking in the view. With four bedrooms, multiple living spaces, a private pool, lake access, extensive updates, and a location convenient to everything Central Florida has to offer, this home delivers much more than four walls-it offers a lifestyle. Enjoy Lakeland's lakes and outdoor recreation while still being within reach of Florida's Gulf Coast beaches, Orlando attractions, Disney, shopping, dining, and entertainment. Some photos have been virtually staged with décor and select furniture, and the furniture is included! Come see what life could look like here-schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962995
StatusActive
Year Built1989
Stories1
Total Rooms5
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionBUCKINGHAM
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s)
FlooringLaminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.35 acres (15,054 sq ft)
Lot Dimensions123 x 122
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$114 / Quarterly
Senior CommunityNo

Financial Details

List Price$475,000
Original Price$500,000
Annual Taxes$2,430 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242716161090000470

Directions

South Florida Ave to right on Memorial Blvd to left on Lakeland Hills Blvd to left on N Socrum Loop to right on Walt Loop rd to Rt on Walt Williams Rd to rt on Little John Trl to left on Lady Bowers. home is on the right

Location

1749 LADY BOWERS TRAIL, LAKELAND, FL 33809

Listing Information

OfficeS & D REAL ESTATE SERVICE LLC
ListedJuly 1, 2026

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Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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How to Buy This Home

Multiple financing options available for this $475,000 home in LAKELAND.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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