$255,000
415 8TH STREET NE, WINTER HAVEN, FL 33881
Beds
3
Baths
2
Sq Ft
1,652 sq ft
Year Built
1926
Lot Size
0.18 acres
Garage
—
About This Property
Move-in ready, thoughtfully updated, and NO HOA -- this charming Winter Haven bungalow checks the boxes buyers are looking for! Featuring 3 bedrooms and 2 bathrooms, this inviting home offers the perfect combination of comfort, character, and value in a convenient location. Step inside to discover durable wood-look tile flooring throughout, beautiful granite countertops, and a cozy wood-burning fireplace that creates an ideal gathering space. Major updates completed in **2020--including the roof, HVAC system, water heater, and windows--**offer valuable peace of mind for the next owner. Outside, the fully fenced backyard provides the flexibility buyers love, whether you need space for pets, play, entertaining, or simply enjoying the Florida sunshine. And with no HOA, you have the freedom to enjoy your property your way. Conveniently located in the heart of Winter Haven with easy access to shopping, dining, schools, parks, and everything Central Florida has to offer. If you're looking for a home with the updates already in place, a great yard, and no HOA restrictions, this is one you won't want to miss. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Driving west on Cypress Gardens Blvd, Turn right onto Sixth St SE. After 1.3 miles, turn right onto E Central Ave, veer left onto W Lake Elbert Dr NE. Veer left onto Eighth St NE. After 800 ft, the house is on the left.
Location
415 8TH STREET NE, WINTER HAVEN, FL 33881
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$255,000
Loan Term
How to Buy This Home
Multiple financing options available for this $255,000 home in WINTER HAVEN.
🏛️
FHA Loan
$8,925 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.