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$287,000

1863 YELLOW TRAIL, LAKELAND, FL 33801

Active91 days on market

Beds

3

Baths

2

Sq Ft

1,561 sq ft

Year Built

2023

Lot Size

0.36 acres

Garage

2

About This Property

HUGE PRICE DROP! Welcome to this beautifully maintained open floor plan, 3-bedroom, 2-bath residence in the welcoming community of Saddle Creek Preserve, where modern comfort meets everyday convenience. Exceptional curb appeal is highlighted by the attractive blue stucco exterior, manicured landscaping, permanent front outdoor lighting, an irrigation system, and a spacious 2-car garage. Inside, the bright and airy layout is enhanced by easy-care tile flooring throughout the main living areas and a thoughtfully designed split-bedroom floor plan that offers added privacy. The chef-inspired kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, crisp white cabinetry, a large center island with an undermount sink, pantry, and a dedicated dining area—perfect for entertaining or everyday living. The generously sized primary suite offers a private retreat with an ensuite bath featuring dual granite vanities, while the additional bedrooms provide comfortable accommodations for family or guests. Sliding glass doors open to an oversized vinyl-fenced backyard with lush green space and raised garden beds, offering endless possibilities to create your dream outdoor oasis, whether you envision an outdoor kitchen, expanded garden, play area, or the ultimate entertaining space. Residents of Saddle Creek Preserve enjoy desirable community amenities, including a resort-style pool and dog park, while being just minutes from top-rated schools, shopping, dining, parks, and outdoor recreation. Conveniently located near the Polk Parkway and vibrant Downtown Lakeland, with easy access to Tampa and approximately one hour from Orlando, you'll enjoy quick trips to Walt Disney World, world-famous theme parks, major employment centers, and countless entertainment destinations.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963166
StatusActive
Year Built2023
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSADDLE CRK PRESERVE PH 2
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot Size0.36 acres (6,003 sq ft)
Lot FeaturesLevel
Road SurfaceAsphalt, Paved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sprinkler Recycled

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$11 / Monthly
Senior CommunityNo

Financial Details

List Price$287,000
Original Price$297,000
Annual Taxes$6,105 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningX
Parcel #242801164900002770

Schools

ElementaryLena Vista Elem
MiddleStambaugh Middle
HighTenoroc Senior

Directions

Take I-75 to 1-4 East (toward Orlando). Stay on I-4 East for about 25-30 miles. Take Exit 33 for FL-33 (Lakeland). Turn left onto FL-33 North (Commonwealth Ave). Continue for several miles, then turn right onto Old Polk City Rd. Turn left onto Walt Williams Rd. Turn right onto Yellow Trail. Continue to 1863 Yellow Trail (destination will be on your right).

Location

1863 YELLOW TRAIL, LAKELAND, FL 33801

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedJuly 7, 2026

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Home Price

$287,000

20% ($57,400)
6.75%

Loan Term

Principal & Interest$1,489
Property Tax (est.)$263
Insurance (est.)$150
Total Monthly$1,902
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $287,000 home in LAKELAND.

🏛️

FHA Loan

$10,045 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,350 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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