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$155,000

616 COTTAGE LANE UNIT 616, LAKELAND, FL 33803

3D Tour
Active99 days on market

Beds

2

Baths

2

Sq Ft

1,176 sq ft

Year Built

1970

Lot Size

0.06 acres

Garage

—

About This Property

Virtually Staged. Move right in and start enjoying the carefree Florida lifestyle in this beautifully updated 2 bedroom, 2 bathroom villa located in a desirable 55+ community. This charming condo offers exceptional value with a remodeled kitchen, updated bathrooms, and newer LVP flooring/paint throughout, creating a fresh, modern feel that’s truly move in ready. Enjoy the peace of mind that comes with low maintenance living. The HOA provides exterior building maintenance, sewer, cable tv, internet, water, exterior painting, as well as insurance and taxes for the common areas, allowing you to spend more time enjoying life and less time worrying about home upkeep. Conveniently located near shopping, dining, medical facilities, and everything central Lakeland has to offer, this home is ideal for year round living or as a seasonal retreat. If you’ve been searching for an affordable, updated home with an easy, lock and leave lifestyle, this one is a must see!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4963227
StatusActive
Year Built1970
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofMetal, Other, Tile
FoundationSlab
FacesNorth
SubdivisionIMPERIAL SOUTHGATE VILLAS SEC 02
CountyPolk
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Other, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
Lot Size0.06 acres (2,440 sq ft)
Lot Dimensions39 x 61
Lot FeaturesCity Lot, Level
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$155,000
Annual Taxes$2,571 (2025)
FinancingCash, Conventional
Zoning0
Parcel #362823139020000270

Directions

S. Florida Avenue, to turn West on Imperial Blvd, to Left on Cottage Ln.

Location

616 COTTAGE LANE UNIT 616, LAKELAND, FL 33803

Listing Information

OfficeLAKELAND HOMETOWN PROPERTIES
ListedJuly 2, 2026

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Home Price

$155,000

20% ($31,000)
6.75%

Loan Term

Principal & Interest$804
Property Tax (est.)$142
Insurance (est.)$150
Total Monthly$1,096
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How to Buy This Home

Multiple financing options available for this $155,000 home in LAKELAND.

🏦

Conventional

$7,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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