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$229,000

1025 S CENTRAL AVENUE, LAKELAND, FL 33815

3D Tour
Active93 days on market

Beds

3

Baths

1

Sq Ft

1,104 sq ft

Year Built

1958

Lot Size

0.15 acres

Garage

—

About This Property

Great starter home FRESHLY PAINTED INSIDE AND OUTSIDE! No CDD or HOA. Unique, cozy, and cute 3 bedroom 1 bath BLOCK home on the quiet street. Corner Lot, Mature trees, chain link fenced around the house. Home has 8 x10 all very unique block/concrete storm shelter/storage/play room. Roof, AC, Hot Water Heater, and Driveway were replaced in 2019 and Tile Flooring in 2020. Stainless steel appliances. Conveniently located near downtown, highways, schools, shopping centers, and gas stations. Close to the Lakeside Village Outdoor Shopping Mall. Ask me about up to $40,000 down payment assistance program you may qualify.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963265
StatusActive
Year Built1958
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationBasement, Block, Slab
FacesEast
SubdivisionLANGER CENTRAL HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo
FlooringTile
AppliancesDishwasher, Range, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorSidewalk
Lot Size0.15 acres (6,342 sq ft)
Lot Dimensions57 x 111
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$229,000
Original Price$235,000
Annual Taxes$2,926 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRB-2
Parcel #232823096800000250

Directions

Take S Central Ave off Harden/Sykes Blvd. Turn right onto S Central Ave. 1025 S Central Ave is on the corner of S Central Ave and Marrick Circle.

Location

1025 S CENTRAL AVENUE, LAKELAND, FL 33815

Listing Information

OfficeDALTON WADE INC
ListedJuly 5, 2026

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Home Price

$229,000

20% ($45,800)
6.75%

Loan Term

Principal & Interest$1,188
Property Tax (est.)$210
Insurance (est.)$150
Total Monthly$1,548
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How to Buy This Home

Multiple financing options available for this $229,000 home in LAKELAND.

🏛️

FHA Loan

$8,015 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 10, 2026.

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