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$400,000

6838 SHIMMERING DRIVE, LAKELAND, FL 33813

3D Tour
Active90 days on market

Beds

4

Baths

2

Sq Ft

1,970 sq ft

Year Built

2004

Lot Size

0.15 acres

Garage

2

About This Property

PRICED BELOW APPRAISED VALUE!! LAKEFRONT, gated, private dock, community pool, TRITOON BOAT is included, this is South Lakeland, Florida living at its finest. Welcome to this beautifully maintained 4-bedroom, 2-bath home featuring a desirable triple-split floor plan and a bonus Florida room, the perfect place to enjoy your morning coffee while watching the sunrise over the lake. Twin Lakes at Christina offers a clubhouse, community pool, lawn maintenance, and exterior pest control, making everyday living as convenient as it is enjoyable. Step outside to your private dock with electricity and spend your days boating, fishing, or simply relaxing while taking in the peaceful waterfront views. Inside, the thoughtfully updated interior features a custom kitchen with wood cabinetry, granite countertops, a matching granite backsplash, new sink, and updated fixtures. The spacious primary suite offers a stunning all-granite walk-in shower and double vanity with granite countertops, while the guest bath has been beautifully updated with coordinating granite finishes. New luxury vinyl plank flooring, fresh interior paint, and custom granite window sills add elegant finishing touches throughout the home. Major updates include the kitchen and bathrooms remodeled 2025, a 2022 roof, 2022 garage door motor, 2023 irrigation system, 50-gallon water heater, new landscaping, and more, giving you peace of mind for years to come. This one is truly move in ready just waiting for you!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963277
StatusActive
Year Built2004
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionTWIN LAKES AT CHRISTINA PH 01
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Chair Rail, Eating Space In Kitchen, High Ceilings, Open Floorplan, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Private Yard, Sidewalk
FencingChain Link, Fenced
Lot Size0.15 acres (6,438 sq ft)
Lot Dimensions50 x 130
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$175 / Monthly
Senior CommunityNo

Financial Details

List Price$400,000
Original Price$435,000
Annual Taxes$2,459 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232924141892000270

Schools

ElementaryScott Lake Elem
MiddleLakeland Highlands Middl
HighGeorge Jenkins High

Directions

Head North or South on S. Florida Ave. Turn East onto Shimmering Dr. Go straight through the gate and home will be on the right.

Location

6838 SHIMMERING DRIVE, LAKELAND, FL 33813

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedJuly 8, 2026

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Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $400,000 home in LAKELAND.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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