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$279,900

6022 POLK AVENUE NW, LAKELAND, FL 33810

3D Tour
Active90 days on market

Beds

3

Baths

2

Sq Ft

1,122 sq ft

Year Built

1997

Lot Size

0.36 acres

Garage

1

About This Property

The perfect blend of comfort and functionality in this charming 3-bedroom, 2-bathroom single-family home offering approximately 1,122 square feet of thoughtfully designed living space. Situated on a generous .36-acre lot with no HOA restrictions, this property gives you the freedom to truly make it your own. Step inside to an inviting open floor plan that seamlessly connects your living spaces—ideal for both everyday living and entertaining. The primary bedroom serves as your personal retreat, complete with a walk-in closet and private en suite bathroom for added convenience and privacy. Outside, you'll find a fully fenced yard with durable galvanized steel fencing—perfect for simply enjoying your own private outdoor sanctuary. The property includes fantastic bonus features: a versatile shed with two lofts providing ample storage solutions, plus a ready-to-use chicken coop for those embracing a more sustainable lifestyle or farm-fresh eggs. With solid block construction, and practical amenities, this home offers a cozy space and flexibility that's hard to find. Whether you're looking for your first home, downsizing with acreage, or seeking a property with homesteading potential, this is your opportunity.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963356
StatusActive
Year Built1997
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionKATHLEEN
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Walk-In Closet(s)
FlooringVinyl
AppliancesElectric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener
LaundryIn Garage
WindowsENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorAwning(s), Lighting, Storage
FencingFenced
Other StructuresShed(s)
Lot Size0.36 acres (15,599 sq ft)
Lot Dimensions130 x 120
Lot FeaturesCleared, In County, Near Golf Course, Oversized Lot
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Available, Street Lights, Water Available

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$279,900
Original Price$315,000
Annual Taxes$2,716 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-3
Parcel #232720002000401050

Schools

ElementaryKathleen Elem
MiddleKathleen Middle
HighKathleen High

Directions

Driving North on Kathleen Pd, take a left on Polk Ave NW, home is on the right.

Location

6022 POLK AVENUE NW, LAKELAND, FL 33810

Listing Information

OfficeKELLER WILLIAMS REALTY SMART
ListedJuly 8, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$279,900

20% ($55,980)
6.75%

Loan Term

Principal & Interest$1,452
Property Tax (est.)$257
Insurance (est.)$150
Total Monthly$1,859
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $279,900 home in LAKELAND.

🏛️

FHA Loan

$9,797 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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