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$169,500

118 W STUART AVENUE, LAKE WALES, FL 33853

3D Tour
Active84 days on market

Beds

2

Baths

1

Sq Ft

752 sq ft

Year Built

1920

Lot Size

0.13 acres

Garage

—

About This Property

CHARMING & MOVE-IN READY! Don’t miss this beautifully updated 2-bedroom, 1-bath home with a versatile bonus room perfect for a home office, nursery, hobby room, or flex space! Step inside to find luxury vinyl plank flooring throughout, an updated kitchen featuring granite countertops, shaker-style cabinetry, and stainless steel appliances, along with a beautifully renovated bathroom showcasing a custom tiled walk-in shower. Relax with your morning coffee on the spacious screened front porch, and enjoy the convenience of a separate indoor laundry room with additional storage. The seller reports the roof and air-conditioning system are in good working condition, providing added peace of mind. Conveniently located just minutes from downtown Lake Wales, shopping, restaurants, grocery stores, schools, medical facilities, and the renowned Bok Tower Gardens. Enjoy easy access to US-27, making travel to Winter Haven, Haines City, and other Central Florida destinations quick and convenient.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963359
StatusActive
Year Built1920
Stories1
Total Rooms4
ConstructionWood Frame (FSC Certified)
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionCARY WALTERS SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan
FlooringLuxury Vinyl, Tile
AppliancesConvection Oven, Electric Water Heater, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Private Mailbox
Lot Size0.13 acres (5,741 sq ft)
Lot Dimensions50 x 114
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$169,500
Original Price$179,900
Annual Taxes$1,217 (2025)
FinancingAssumable, Cash, Conventional, FHA, USDA Loan, VA Loan
ZoningC-2
Parcel #273002908000007090

Schools

ElementaryBartow Elem Academy
MiddleMcLaughlin Academy Of Excellence
HighLake Wales Senior High

Directions

From the FL-60 E, Continue on Doctor M.L.K. Jr Blvd. Drive to W Stuart Ave. Turn left onto Doctor M.L.K. Jr Blvd. Turn right onto W Stuart Ave. Destination will be on the left.

Location

118 W STUART AVENUE, LAKE WALES, FL 33853

Listing Information

OfficeKELLER WILLIAMS REALTY SMART
ListedJuly 14, 2026

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Home Price

$169,500

20% ($33,900)
6.75%

Loan Term

Principal & Interest$879
Property Tax (est.)$155
Insurance (est.)$150
Total Monthly$1,185
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $169,500 home in LAKE WALES.

🏛️

FHA Loan

$5,933 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,475 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 28, 2026.

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