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$449,950

5418 COOPER LANE, FORT MEADE, FL 33841

3D Tour
Active12 days on market

Beds

3

Baths

2

Sq Ft

1,741 sq ft

Year Built

1960

Lot Size

1.22 acres

Garage

2

About This Property

Enjoy peaceful lakeside living in this beautifully updated 3-bedroom, 2-bath home situated on 1.22 acres with a 24x30 detached garage along the shores of Lake Buffum in Fort Meade. Offering 1,741 square feet of thoughtfully designed living space as well as a private dock, this property combines modern updates with the tranquility of country, waterfront living. Step inside to an open floor plan filled with natural light from large windows that showcase the scenic surroundings. The spacious kitchen has been refreshed with new countertops, updated cabinetry, and a stylish backsplash, making it the perfect space for cooking and entertaining. The laundry room is conveniently close yet out of the way off the kitchen and includes the washer and dryer. The generously sized primary suite provides a relaxing retreat with a walk-in closet and an en-suite bathroom featuring a walk-in shower and a garden tub. Two additional bedrooms have been updated with new carpet and offer flexibility for family or guests. Outdoor living is just as impressive with an expansive 460-square-foot screened-in porch overlooking the lake—ideal for enjoying your morning coffee, hosting friends, or unwinding at the end of the day. The 1.22-acre property also features a 24x30 detached garage/workshop with plenty of space for storage, hobbies, or projects, as well as a smaller detached shed for additional storage. An outdoor fish cleaning station offers added convenience for anglers and could also serve as the perfect setup for an outdoor kitchen. For added peace of mind, the home is equipped with a Generac generator. With beautiful lakefront views, modern updates, and plenty of indoor and outdoor living space, this move-in-ready home offers the perfect blend of comfort, functionality, and peaceful Florida living. Don't miss the opportunity to make this lakeside retreat your own! USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963367
StatusActive
Year Built1960
Total Rooms3
ConstructionWood Frame
RoofMetal
FoundationCrawlspace, Slab
FacesNorth
SubdivisionNOT IN SUBDIVISION
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Storage
Other StructuresOther, Shed(s), Storage
Lot Size1.22 acres (53,026 sq ft)
Lot DimensionsIrregular
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$449,950
Original Price$469,950
Annual Taxes$802 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-3
Parcel #263111000000012030

Directions

Take Lake Buffum Rd N, Turn right on Garrard, Right on Cooper Ln and then follow it nearly to the dead end. Home is on the left.

Location

5418 COOPER LANE, FORT MEADE, FL 33841

Listing Information

OfficePORCHLIGHT HOMES LLC
ListedJuly 9, 2026

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Home Price

$449,950

20% ($89,990)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,897
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How to Buy This Home

Multiple financing options available for this $449,950 home in FORT MEADE.

🏛️

FHA Loan

$15,748 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,498 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 21, 2026.

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