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$600,000

14445 COMMONWEALTH AVENUE N, POLK CITY, FL 33868

3D Tour

Active1 days on market

Beds

Baths

Sq Ft

1,828 sq ft

Year Built

2004

Lot Size

4.64 acres

Garage

—

About This Property

Enjoy the freedom of country living on nearly 5 acres with no HOA restrictions! This private property features a 3- bedroom, 2.5- bath home with plenty of room for animals, recreational vehicles, boats, equipment, or outdoor hobbies. The fully fenced land offers endless possibilities for gardening, a small farm, or creating your own peaceful retreat. Mayor improvements include a roof replaced in 2021 and A/C system installed in 2020. Conveniently located with easy access to Orlando, Tampa, Lakeland, and nearby communities, this property combines rural charm with everyday convenience. Don't miss the opportunity to make it yours- schedule your private tour today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #L4963408

StatusActive

Year Built2004

Stories2

Total Rooms7

ConstructionHardiPlank Type, Wood Frame (FSC Certified)

RoofShingle

FoundationCrawlspace

FacesWest

SubdivisionGATE WAY ACRES

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs

FlooringCeramic Tile

AppliancesMicrowave, Range

LaundryInside, Laundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorFrench Doors

FencingFenced, Wire, Wood

Lot Size4.64 acres (202,219 sq ft)

Lot FeaturesCleared, Farm

Road SurfaceAsphalt

Utilities

WaterWell

SewerSeptic Tank

UtilitiesCable Available, Cable Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$600,000

Annual Taxes$3,174 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRC

Parcel #252532000000022080

Directions

From Downtown Polk City, Take State Road 33N . at the roundabout, take second exit onto Commonwealth Ave N. The house is on your right.

Location

14445 COMMONWEALTH AVENUE N, POLK CITY, FL 33868

Listing Information

OfficeLPT REALTY, LLC

ListedJuly 9, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$600,000

Down Payment20% ($120,000)

Interest Rate6.75%

Loan Term

Principal & Interest$3,113

Property Tax (est.)$550

Insurance (est.)$150

Total Monthly$3,813

Full Calculator →

How to Buy This Home

Multiple financing options available for this $600,000 home in POLK CITY.

🏛️

FHA Loan

$21,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.