1 / 26

$399,900

37237 NICOLE AVENUE, ZEPHYRHILLS, FL 33541

3D Tour

Active3 days on market

Beds

Baths

Sq Ft

1,960 sq ft

Year Built

1978

Lot Size

0.39 acres

Garage

—

About This Property

No HOA! Situated on a spacious near half acre fenced lot, this 4-bedroom, 3-bathroom home offers approximately 1,960 square feet of thoughtfully designed living space with a versatile split-bedroom floor plan. At the heart of the home, the open living room and kitchen create an inviting space that's perfect for everyday living and entertaining. Whether you're hosting holiday gatherings, game nights, or weekend cookouts, the layout comfortably accommodates family and friends while keeping everyone connected. The split floor plan provides added privacy and flexibility ideal for working from home, accommodating guests or multi-generational living, or creating a dedicated office space. Step outside to enjoy your own backyard retreat. The oversized fenced yard offers plenty of room for pets, play, gardening, and entertaining, while the large deck is perfect for grilling, relaxing around a fire pit, or unwinding in a hammock between the palm trees. Mature tropical landscaping, including banana and palm trees, adds to the peaceful outdoor setting. Additional highlights include a 2022 roof, new solar panels installed in 2026, well water with a recently installed filtration system, and the freedom of no HOA. Nestled in a quiet neighborhood while still being just minutes from shopping, dining, schools, medical facilities, and major roadways, this home offers the perfect blend of space, comfort, and convenience. Come experience everything this property has to offer and imagine yourself calling it home.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #L4963416

StatusActive

Year Built1978

Total Rooms3

ConstructionBrick, Concrete

RoofShingle

FoundationSlab

FacesSouth

SubdivisionFORT KING ACRES

CountyPasco

OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen

FlooringLuxury Vinyl

AppliancesDishwasher, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorFire Pit

Lot Size0.39 acres (17,150 sq ft)

Road SurfaceAsphalt

Utilities

WaterWell

SewerSeptic Tank

UtilitiesSolar

Parking

GarageNo

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$399,900

Annual Taxes$4,621 (2025)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningR2

Parcel #212534002.0000.00156.0

Directions

North on 301 make a Left onto Fort King Rd. Right onto Jason Dr, Left onto Nicole. Home is on Right.

Location

37237 NICOLE AVENUE, ZEPHYRHILLS, FL 33541

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1

ListedJuly 9, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$399,900

Down Payment20% ($79,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,075

Property Tax (est.)$367

Insurance (est.)$150

Total Monthly$2,592

Full Calculator →

How to Buy This Home

Multiple financing options available for this $399,900 home in ZEPHYRHILLS.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Zephyrhills

All Homes

Browse listings

Pool Homes

Zephyrhills

New Construction

Zephyrhills

Open Houses

Zephyrhills

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.