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- 4316 TROTTERS WAY
$285,000
4316 TROTTERS WAY, LAKELAND, FL 33801
Beds
3
Baths
2
Sq Ft
1,555 sq ft
Year Built
2023
Lot Size
0.13 acres
Garage
2
About This Property
Down payment assistance may be available to qualified buyers on this address — have your lender check before writing it off. Vacant and available now: no build timeline, no rent-back. Nearly-new 2023 Lennar build, 3 bedrooms, 2 baths, 1,555 sq ft on a fully fenced pond-view lot in Saddle Creek Preserve. Tile flooring through the open living, dining and kitchen. Granite counters, tiled backsplash, stainless appliances and an oversized island. Primary suite with walk-in closet, linen closet, dual-sink vanity and walk-in shower. Dedicated laundry room, 2-car garage, ceiling fans throughout. Flood Zone X. HOA is $216 a year — not a month — with community pool and dog park; a CDD assessment also applies. Transferable Lennar Limited Warranty. Minutes to Saddle Creek Park's fishing and nature trails, Publix at Grove Park and Bonnet Springs Park. Just off I-4: about 45 minutes to Tampa, 50 to Orlando.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-4 (Eastbound, coming from Tampa): Take I-4 East to Exit 33 for FL-33 (Lakeland Hills Blvd) Head south on FL-33 N/Lakeland Hills Blvd Continue to FL-659 S, then follow to State Hwy 546/Saddle Creek Rd Turn onto Saddle Creek Rd, then follow signage into the Saddle Creek Preserve community Turn onto Trotters Way — 4316 will be on your right/left (numbering runs sequentially through the community) From I-4 (Westbound, coming from Orlando): Take I-4 West to Exit 33 for FL-33 Head south on FL-33/Lakeland Hills Blvd Follow FL-659 S to State Hwy 546/Saddle Creek Rd Turn into the Saddle Creek Preserve community Turn onto Trotters Way to reach 4316
Location
4316 TROTTERS WAY, LAKELAND, FL 33801
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$285,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $285,000 home in LAKELAND.
🏛️
FHA Loan
$9,975 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.