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$395,000

4084 STONE CREEK LOOP, LAKE WALES, FL 33859

3D Tour
Active12 days on market

Beds

3

Baths

2

Sq Ft

2,074 sq ft

Year Built

2014

Lot Size

0.16 acres

Garage

2

About This Property

NO REMAINING CDD BALANCE—and a customized garage built for the Florida lifestyle. Welcome to 4084 Stone Creek Loop, located in the highly regarded 55+ community of Lake Ashton. This well-maintained home combines comfortable everyday living with two advantages that clearly separate it from much of the competition: the CDD assessment has already been paid in full, and the garage has been extensively customized to accommodate a boat and trailer measuring up to approximately 22 feet in overall length. Inside, the spacious kitchen offers abundant wood cabinetry, granite countertops, stainless-steel appliances, recessed lighting, decorative pendant lights, tile flooring, and an extended breakfast bar overlooking the main living area. The open arrangement provides excellent workspace and an easy flow for entertaining family and friends. The garage is truly one of the home’s standout features. Finished with impressive attention to detail, it includes a durable coated floor, extensive wall-mounted organization, bright overhead lighting, custom wood accents, and a specially designed recessed boat bay. Whether used for a bass boat, fishing equipment, tools, hobbies, golf-cart storage, or a serious workshop, this is the kind of space that is difficult and expensive to recreate. At the rear of the home, a large screened lanai expands the living area and provides a comfortable place to enjoy Florida mornings, evening breezes, or relaxed gatherings. The open backyard adds a pleasant sense of space without the upkeep of a private pool. Lake Ashton is known throughout the Lake Wales and Winter Haven area for its active-adult lifestyle, gated setting, golf, clubhouses, dining, recreation, social activities, and community atmosphere. Here, buyers can enjoy the amenities and lifestyle they are looking for while benefiting from a paid-off CDD and one of the most useful garage configurations available in the neighborhood. This is more than another Lake Ashton home—it is a property designed for someone who wants to enjoy Florida living without giving up the boat, tools, hobbies, or storage space that make retirement fun.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963470
StatusActive
Year Built2014
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAKE ASHTON GOLF CLUB PH 06
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.16 acres (6,900 sq ft)
Lot FeaturesCity Lot, Near Golf Course
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$55 / Annually
Senior CommunityYes

Financial Details

List Price$395,000
Annual Taxes$2,743 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272919865202011930

Directions

Take Hwy 27 to Thompson Nursery Rd, go 1.5 miles to Lake Ashton gate, guard will direct to property.

Location

4084 STONE CREEK LOOP, LAKE WALES, FL 33859

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedJuly 13, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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How to Buy This Home

Multiple financing options available for this $395,000 home in LAKE WALES.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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