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$469,000

315 LANCEOLATE DRIVE, WINTER HAVEN, FL 33880

3D Tour
Active85 days on market

Beds

3

Baths

2

Sq Ft

2,153 sq ft

Year Built

1998

Lot Size

0.26 acres

Garage

2

About This Property

Homes in The Village at Spirit Lake don’t come up for sale very often, and this one has a lot to offer. 315 Lanceolate Drive is a 3-bedroom, 2-bath pool home with two additional air-conditioned rooms in the converted garage, giving you plenty of flexibility for additional bedrooms, home offices, a gym, playroom, or extra storage. Inside, the home has been thoughtfully updated with a completely renovated kitchen, remodeled bathrooms, and comfortable living spaces that feel fresh and move-in ready. The second bathroom offers direct access to the pool area, making it especially convenient for everyday Florida living. Out back, you’ll find a screened lanai overlooking the saltwater pool and a fully fenced backyard with plenty of room to relax, entertain, or enjoy the sunshine. If you have a boat, this home makes that easy too. The extended driveway provides room for boat parking, and residents have access to the community’s private boat ramp on Spirit Lake. The gated Village at Spirit Lake also offers a clubhouse, new playground, pickleball courts, and basketball court, all with a reasonable HOA. Located in unincorporated Polk County with county taxes only, the home is just minutes from the Polk Parkway with convenient access to Winter Haven, Lakeland, shopping, dining, schools, and LEGOLAND Florida Resort. Saltwater pool, room for the boat, access to the lake, and a home that’s already been beautifully updated. There’s a reason homes in this neighborhood don’t change hands very often.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963490
StatusActive
Year Built1998
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionVILLAGE/SPIRIT LAKE PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sliding Doors
FencingVinyl
Lot Size0.26 acres (11,317 sq ft)
Lot Dimensions92 x 125
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Gunite, Heated, In Ground, Salt Water, Screen Enclosure
SpaAbove Ground, Heated

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Sprinkler Well, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$950 / Annually
Senior CommunityNo

Financial Details

List Price$469,000
Original Price$489,000
Annual Taxes$5,234 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252902356720000650

Schools

ElementaryEagle Lake Elem
MiddleWestwood Middle
HighLake Region High

Directions

From the Polk Parkway, take Exit 14 for Spirit Lake Road and head south. Continue approximately 2 miles, then turn left onto Eloise Loop Road. Turn right into The Village at Spirit Lake on Spirit Lake Road. After entering through the gate, turn onto Lanceolate Drive. Continue to 315 Lanceolate Drive, which will be on your left.

Location

315 LANCEOLATE DRIVE, WINTER HAVEN, FL 33880

Listing Information

OfficeLA ROSA REALTY PRESTIGE
ListedJuly 13, 2026

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Home Price

$469,000

20% ($93,800)
6.75%

Loan Term

Principal & Interest$2,434
Property Tax (est.)$430
Insurance (est.)$150
Total Monthly$3,013
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $469,000 home in WINTER HAVEN.

🏛️

FHA Loan

$16,415 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 6, 2026.

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