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$775,000

8404 MATHEWS ROAD, LAKELAND, FL 33809

3D Tour
Active63 days on market

Beds

3

Baths

2

Sq Ft

2,480 sq ft

Year Built

2005

Lot Size

4.76 acres

Garage

2

About This Property

Welcome to your own private slice of Central Florida paradise. Located between Tampa and Orlando, this gorgeous farmhouse property on over 5 acres offers the ultimate homesteading lifestyle without sacrificing modern convenience. Situated just 5 miles from I-4, you can enjoy a quiet country retreat and still maintain an easy commute to either major city. Step inside the beautifully updated home to find a bright, welcoming layout designed for easy modern living. The heart of the home features a spacious, open kitchen area boasting stainless steel appliances, abundant cabinet and pantry storage, and a convection oven—perfect for preparing large meals and hosting memorable gatherings. Car enthusiasts, contractors, or truck owners will love the oversized two-car garage, specifically designed with the depth and clearance to comfortably fit two full-size trucks. The home provides total peace of mind with major structural upgrades, including a new roof and AC systems. A standout feature of the interior is the versatile, fully air-conditioned bonus room located right off the back porch—perfectly suited for a quiet home office, creative hobby space, or studio. Built to withstand weather, this property has remained dry through the Florida hurricane seasons. For ultimate storm readiness, the main electrical panel comes fully wired with a dedicated generator hookup. The acreage itself is a dream come true: a beautiful blend of open land and partly wooded areas and a flowing creek. The entire property is fully fenced and cross-fenced, making it entirely turn-key for livestock or horses. Equestrian and hobby farming enthusiasts will appreciate the 2-stall barn, custom chicken coop, dedicated garden area, and thriving fruit trees. Keeping the grounds lush is effortless thanks to two private wells powering an extensive underground irrigation system. Whether you are looking to cultivate your own mini-farm, trail ride, or simply escape the neighbors, this rare property delivers it all. The home is move-in ready and priced at appraised value to sell - call today for your private tour! This sale also includes Parcel #232712000000032440, an additional 0.72 acres that is fenced to use as a grazing pasture for animals or an incredible investment for a future homesite.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963585
StatusActive
Year Built2005
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionNOT IN SUBDIVISION
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesConvection Oven, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySecurity System Owned

Exterior & Lot

ExteriorFire Pit, Garden, Irrigation System
FencingBarbed Wire
Other StructuresBarn(s)
Lot Size4.76 acres (207,420 sq ft)
Road SurfaceGravel
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$775,000
Annual Taxes$1,913 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #232712000000032030

Schools

ElementaryR. Clem Churchwell Elem
MiddleLake Gibson Middle/Junio
HighLake Gibson High

Directions

North on US HWY 98, East onto Wilder RD, North onto Matthews RD, the home will be on the left.

Location

8404 MATHEWS ROAD, LAKELAND, FL 33809

Listing Information

OfficeDREAM REALTY GROUP
ListedAugust 4, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$775,000

20% ($155,000)
6.75%

Loan Term

Principal & Interest$4,021
Property Tax (est.)$710
Insurance (est.)$150
Total Monthly$4,882
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $775,000 home in LAKELAND.

🏛️

FHA Loan

$27,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$38,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 6, 2026.

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