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$297,500

4334 TROTTERS WAY, LAKELAND, FL 33801

3D Tour
Active77 days on market

Beds

4

Baths

2

Sq Ft

1,850 sq ft

Year Built

2023

Lot Size

0.13 acres

Garage

2

About This Property

Virtually Staged. Motivated Seller. Welcome to this move-in-ready, 2023-built home located on a premium pond-view lot in Saddle Creek Preserve! This beautifully refreshed 4-bedroom, 2-bathroom home features new interior paint and new flooring throughout all four bedrooms. The spacious open-concept floor plan is ideal for both everyday living and entertaining, with a large kitchen overlooking the main living and dining areas. The kitchen is highlighted by an oversized center island, granite countertops, stainless steel appliances, ample cabinetry, and generous workspace. Step outside to enjoy the fully fenced backyard and peaceful water views—perfect for relaxing, entertaining, or letting pets play. Residents of Saddle Creek Preserve also enjoy access to the community pool. With modern finishes, a functional layout, and no need to wait for new construction, this home is ready for its next owner!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963627
StatusActive
Year Built2023
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSADDLE CRK PRESERVE PH 1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot Size0.13 acres (5,750 sq ft)
Lot FeaturesCleared, Landscaped, Level, Sidewalk
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Public, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$212 / Annually
Senior CommunityNo

Financial Details

List Price$297,500
Original Price$309,000
Annual Taxes$5,305 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #242812178758001190

Schools

ElementaryCombee Elem
MiddleCrystal Lake Middle/Jun
HighTenoroc Senior

Directions

From Downtown Lakeland, travel east on E Memorial Boulevard/US-92 E. Turn left onto N Combee Road/FL-659 N. Turn right onto Saddle Creek Road/State Road 546. Turn right onto Old Mining Road, then turn right onto Trotters Way. Continue to 4334 Trotters Way; the home will be on the right.

Location

4334 TROTTERS WAY, LAKELAND, FL 33801

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJuly 21, 2026

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Home Price

$297,500

20% ($59,500)
6.75%

Loan Term

Principal & Interest$1,544
Property Tax (est.)$273
Insurance (est.)$150
Total Monthly$1,966
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $297,500 home in LAKELAND.

🏛️

FHA Loan

$10,413 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,875 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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