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$300,000

828 OSCEOLA STREET, LAKELAND, FL 33801

3D Tour
Active77 days on market

Beds

2

Baths

1

Sq Ft

1,258 sq ft

Year Built

1938

Lot Size

0.16 acres

Garage

—

About This Property

Lovely 1938 two bedroom/1 full bath 1,258 square foot Bungalow with an office/den/flex space with French doors that could easily be turned into an additional bedroom. It is situated on a large lot in the prime South Lake Morton Historic District behind the Lakeland Public Library and the Ashley Gibson Barnett Museum of Art at Florida Southern College - close to Lake Morton, restaurants, shops, and vibrant downtown Lakeland! Step into the large living/dining room space with beautiful wood floors and high ceilings with the Travertine-floored office to the right. French doors off of this space lead to the semi-wrap around porch, where you can enjoy the beautiful Florida weather. The kitchen has been remodeled and updated with newer appliances - including a gas stove, beautiful stained glass, and a spacious eating area with a breakfast bar and more French doors to the porch. The bathroom is beautifully remodeled and the plushily carpeted bedrooms are large - with the primary having additional French doors to the porch. The partially fenced peaceful back yard has a Loquat tree, Crape Myrtle, and Live Oaks for shade. The large storage room with washer and dryer has plenty of space for your yard tools and toys. This home has a transferable termite bond for your peace of mind! Make an appointment to see this charming home, surrounded by history and art in a welcoming and friendly area.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963637
StatusActive
Year Built1938
Total Rooms6
ConstructionCement Siding, Wood Frame
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionROSEDALE ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Tray Ceiling(s)
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryGas Dryer Hookup, Outside, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Lighting, Private Mailbox, Storage
FencingBoard, Wood
Other StructuresShed(s)
Lot Size0.16 acres (6,750 sq ft)
Lot Dimensions50 x 135
Lot FeaturesHistoric District, City Lot, Landscaped, Level, Near Public Transit, Oversized Lot
Road SurfacePaved, Asphalt
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$300,000
Original Price$314,900
Annual Taxes$2,312 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #242819224500002090

Directions

From Lake Hollingsworth, head north on Ingraham, left on Osceola, house is on the right. Or Lake Morton to Palmetto to left on Michigan, right on Osceola behind the Ashley Gibson Barnett Museum of Art.

Location

828 OSCEOLA STREET, LAKELAND, FL 33801

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedJuly 21, 2026

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Home Price

$300,000

20% ($60,000)
6.75%

Loan Term

Principal & Interest$1,557
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,982
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How to Buy This Home

Multiple financing options available for this $300,000 home in LAKELAND.

🏛️

FHA Loan

$10,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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