$210,000
406 NW PHOSPHATE BOULEVARD, MULBERRY, FL 33860
Beds
3
Baths
1
Sq Ft
1,192 sq ft
Year Built
1932
Lot Size
0.20 acres
Garage
—
About This Property
Homes with this much character, original hardwood flooring, and an oversized yard are becoming increasingly difficult to find. This inviting 3-bedroom, 2-bath home combines timeless charm with the space and functionality today's buyers are looking for. Step inside to discover a spacious living and dining area featuring original hardwood floors, abundant natural light, and classic arched openings that add warmth and architectural character. The kitchen offers generous cabinet and countertop space with a convenient pass-through to the dining area, making everyday living and entertaining effortless. The oversized primary bedroom provides a comfortable retreat, while two additional bedrooms offer flexibility for family, guests, a home office, or hobbies. A large indoor laundry and mud room with exterior access offers exceptional convenience and additional storage. Outside, you'll find a generously sized backyard shaded by mature trees with plenty of room for entertaining, gardening, pets, or simply relaxing. A detached storage shed provides even more space for tools, lawn equipment, or seasonal storage. Conveniently located near schools, shopping, dining, and major roadways, this charming Mulberry home offers the perfect opportunity for first-time buyers, growing families, or anyone looking for a home with character, space, and endless potential.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Beginning at the intersection of SR 37 (Church Ave) and SR 60 (W Canal St), travel west for approximately 351 feet. Turn right onto NW Phosphate Blvd and property will be on the left.
Location
406 NW PHOSPHATE BOULEVARD, MULBERRY, FL 33860
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$210,000
Loan Term
How to Buy This Home
Multiple financing options available for this $210,000 home in MULBERRY.
🏛️
FHA Loan
$7,350 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.