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$315,000

902 N VERMONT AVENUE, LAKELAND, FL 33801

Active64 days on market

Beds

3

Baths

2

Sq Ft

1,551 sq ft

Year Built

2022

Lot Size

0.16 acres

Garage

—

About This Property

Welcome home to this move-in ready 3-bedroom, 2-bathroom home built in 2022, ideally situated on a desirable corner lot with NO HOA! Inside, you'll find an open-concept floor plan featuring luxury vinyl plank flooring throughout the main living areas and cozy carpet in the bedrooms. The spacious living and dining areas seamlessly flow into the well-appointed kitchen, complete with stainless steel appliances, a large walk-in pantry, and a center island with seating—perfect for everyday living and entertaining. The private primary suite offers a spacious walk-in closet and an ensuite bathroom featuring dual vanities and a beautifully tiled walk-in shower. Two additional bedrooms are located on the opposite side of the home, providing privacy and sharing a full guest bathroom. Step outside to enjoy the fully fenced backyard, offering plenty of space for pets, play, or outdoor gatherings. Conveniently located near shopping, restaurants, and I-4, this home provides an easy commute while keeping you close to everything you need. Don't miss your opportunity to make this beautiful home yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963724
StatusActive
Year Built2022
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionRICHLAWN SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.16 acres (7,070 sq ft)
Lot Dimensions49 x 145
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$315,000
Annual Taxes$3,887 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMF-22
Parcel #242818204000001020

Directions

Head northwest on Bartow Rd. Turn right onto N Massachusetts Ave. Turn right onto E Parker St. Turn left onto N Vermont Ave.

Location

902 N VERMONT AVENUE, LAKELAND, FL 33801

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedAugust 3, 2026

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Home Price

$315,000

20% ($63,000)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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How to Buy This Home

Multiple financing options available for this $315,000 home in LAKELAND.

🏛️

FHA Loan

$11,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 23, 2026.

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