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$124,800

1103 CYPRESS GARDENS BOULEVARD UNIT 13, WINTER HAVEN, FL 33884

3D Tour
Active74 days on market

Beds

1

Baths

1

Sq Ft

475 sq ft

Year Built

1980

Lot Size

0.01 acres

Garage

—

About This Property

FOR SALE - 1 Bedroom/1 Bath Mediterranean Style Condominium on Lake Roy...part of Winter Haven's beautiful Chain of Lakes. Professionally decorated, this condo comes with a newly renovated bathroom in 2026, granite countertops, window treatments, and double paned windows. It features newer appliances such as refrigerator (2026), gas stove (2026), gas water heater (2023), and a stackable washer and dryer (2026). It also includes a dishwasher and a microwave. The condo is on the bottom floor and features a Bonus Room suitable for a home office. It has a low electric bill and low HOA fees. The outside has a lovely, shaded picnic area. All Residents enjoy dock privileges. This area is quiet and comfortable. Shopping, Restaurants, and Pharmacies are all less than 5 minutes away.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4963758
StatusActive
Year Built1980
Stories2
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAMPLIGHTER VILLAGE
CountyPolk
OwnershipCondominium

Interior Features

InteriorLiving Room/Dining Room Combo, Solid Surface Counters
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingNatural Gas

Exterior & Lot

ExteriorSidewalk
Lot Size0.01 acres (299 sq ft)
Lot FeaturesCity Lot
Road SurfaceAsphalt
ViewCity
0

Waterfront

WaterfrontYes
FeaturesLake, Lake - Chain of Lakes

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Street Lights

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$177 / Monthly
Senior CommunityNo

Financial Details

List Price$124,800
Original Price$118,000
Annual Taxes$1,115 (2025)
FinancingCash, Conventional, FHA
ZoningRES
Parcel #262834662410031020

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

Please take Cypress Gardens Blvd traveling East to the Lamplighter Plaza. Look for the second building on your right. The unit faces Cypress Gardens Blvd. Unit #13

Location

1103 CYPRESS GARDENS BOULEVARD UNIT 13, WINTER HAVEN, FL 33884

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJuly 24, 2026

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Home Price

$124,800

20% ($24,960)
6.75%

Loan Term

Principal & Interest$648
Property Tax (est.)$114
Insurance (est.)$150
Total Monthly$912
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $124,800 home in WINTER HAVEN.

🏛️

FHA Loan

$4,368 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$6,240 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 9, 2026.

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