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$599,000

617 KERNEYWOOD STREET, LAKELAND, FL 33803

3D Tour
Active68 days on market

Beds

5

Baths

2

Sq Ft

2,400 sq ft

Year Built

1925

Lot Size

0.17 acres

Garage

1

About This Property

Virtually Staged. Welcome to this beautifully maintained classic home, where timeless charm meets modern convenience just a few blocks from Lake Hollingsworth in one of Lakeland's most sought-after neighborhoods. Featuring a bright, open-concept design, this spacious home seamlessly connects the living, dining, and entertaining areas, creating an inviting atmosphere that's perfect for everyday living and hosting. Proudly cared for by only two owners, this home reflects decades of exceptional maintenance and pride of ownership. Move-in ready, it offers natural gas, a recent 4-point inspection, professional pressure washing, and a transferable termite warranty for added peace of mind. Every improvement has been thoughtfully made with long-term care and preservation in mind, allowing the next owner to simply unpack and enjoy. Whether you're gathering around the spacious living areas, relaxing in the comfort of home, or exploring the nearby trails, parks, and scenic beauty of Lake Hollingsworth, you'll appreciate the perfect blend of historic character and modern convenience. This rare Lakeland gem offers timeless appeal, an open and functional floor plan, and an unbeatable location in one of the city's most desirable neighborhoods. Don't miss the opportunity to make this exceptional home your own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963809
StatusActive
Year Built1925
Total Rooms5
ConstructionStucco, Vinyl Siding, Wood Frame
RoofMetal
FoundationCrawlspace
FacesNorth
SubdivisionHA STAHL FLORIDA PROPERTIES COS CLEVELAND HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Dry Bar, High Ceilings, PrimaryBedroom Upstairs, Skylight(s), Walk-In Closet(s)
FlooringCeramic Tile, Engineered Hardwood, Hardwood
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric, Natural Gas
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, French Doors, Rain Gutters, Storage
FencingVinyl
Other StructuresOther, Storage
Lot Size0.17 acres (7,200 sq ft)
Lot FeaturesCity Lot, Near Golf Course, Near Public Transit
Road SurfaceBrick
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Natural Gas Available, Public, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$599,000
Annual Taxes$635 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-3
Parcel #242830254800004620

Schools

ElementaryCleveland Court Elem
MiddleSouthwest Middle School
HighLakeland Senior High

Directions

Going South on Florida Ave. S, you will make a left onto Kerneywood Street. Follow this road, and the home will be on the right side at 617 Kerneywood Street.

Location

617 KERNEYWOOD STREET, LAKELAND, FL 33803

Listing Information

OfficeLOVE FLORIDA PROPERTIES
ListedJuly 30, 2026

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Home Price

$599,000

20% ($119,800)
6.75%

Loan Term

Principal & Interest$3,108
Property Tax (est.)$549
Insurance (est.)$150
Total Monthly$3,807
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $599,000 home in LAKELAND.

🏛️

FHA Loan

$20,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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