$295,000
3505 CHRISTINA GROVES CIRCLE N, LAKELAND, FL 33813
Beds
3
Baths
2
Sq Ft
1,329 sq ft
Year Built
1980
Lot Size
0.31 acres
Garage
2
About This Property
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering comfort, functionality, and incredible versatility—with NO HOA! From the moment you step inside, you’ll appreciate the clean, modern feel with no carpet throughout, making for easy maintenance and a sleek look. The updated kitchen is a true standout, featuring gorgeous cabinetry, quartz countertops, and stainless steel appliances, perfect for both everyday living and entertaining. The home also offers a split floor plan for added privacy, along with a spacious interior laundry room for convenience. Step outside to a fully fenced backyard, complete with a storage shed and an impressive 20x30 workshop—a rare find! Equipped with electric and A/C, this space offers endless possibilities for hobbies, storage, a home business, or even a creative studio. This home is truly move-in ready and must be seen to be fully appreciated. Don’t miss your opportunity to own a property that combines comfort, upgrades, and unmatched workspace potential!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Continue on S Florida Ave for approximately 5 miles. Turn left onto E County Road 540A Continue east for about 1 mile. Turn right onto Christina Groves Cir W Enter the Christina Groves neighborhood. Continue on Christina Groves Cir W Follow the road as it curves through the neighborhood. Turn left onto Christina Groves Cir N Continue to 3505 Christina Groves Cir N The home will be on your left.
Location
3505 CHRISTINA GROVES CIRCLE N, LAKELAND, FL 33813
Listing Information
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Pick a Day
Preferred Time
Home Price
$295,000
Loan Term
How to Buy This Home
Multiple financing options available for this $295,000 home in LAKELAND.
🏛️
FHA Loan
$10,325 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$14,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.