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$224,500

503 SWEET BAY CIRCLE, WINTER HAVEN, FL 33884

3D Tour
Active58 days on market

Beds

2

Baths

2

Sq Ft

1,090 sq ft

Year Built

1985

Lot Size

0.02 acres

Garage

—

About This Property

Virtually Staged. Stunning remodeled condo with sunset views on the Winter Haven Chain of Lakes! Enjoy the best of Florida living in this beautifully remodeled ground-floor condo overlooking Lake Winterset, part of Winter Haven’s Chain of Lakes. With no stairs, a spacious 2-bedroom, 2-bath layout, private screened porch and gorgeous water views, this move-in-ready residence offers an affordable lakefront lifestyle. Fresh, bright and exceptionally spacious, the interior has been updated from top to bottom with new flooring, stone counters, contemporary lighting and ceiling fans, modern fixtures and a crisp neutral palette. The open living and dining areas offer plenty of room for entertaining, while large windows bring in natural light and showcase views across the expansive lawn to Lake Winterset. The expanded kitchen is a standout, featuring granite countertops, soft-close cabinetry with crown molding, black appliances including a gas range and dishwasher, generous breakfast bar and abundant cabinet and counter space. Its open design connects seamlessly with the dining and living areas. Wake up to water views from the spacious primary suite, complete with a huge walk-in closet and beautifully renovated bath featuring dual undermount sinks, granite countertop, chrome fixtures and a frameless glass walk-in shower with custom tile. Positioned separately for privacy, the second bedroom offers two closets and convenient access to an equally impressive guest bath with granite-topped vanity and custom-tiled tub and shower. Interior laundry and additional storage add everyday convenience. Step onto the private screened porch and enjoy peaceful lake views and spectacular Florida sunsets. It’s the perfect setting for morning coffee, evening cocktails or simply relaxing by the water. Located within gated Winterset, residents enjoy a heated lakefront pool and spa, clubhouse, tennis and pickleball courts, shuffleboard and a private boat ramp providing direct access to the Winter Haven Chain of Lakes. Spend your days boating, fishing, skiing or cruising the Chain to waterfront restaurants. Shopping, dining, medical facilities, LEGOLAND Florida Resort and downtown Winter Haven are just minutes away, with convenient access toward Tampa and Orlando. Whether you're searching for a full-time residence, seasonal Florida getaway or investment opportunity, this beautifully renovated ground-floor condo delivers the combination buyers want: MOVE-IN-READY CONDITION, LAKE VIEWS, NO STAIRS, RESORT-STYLE AMENITIES AND DIRECT CHAIN OF LAKES ACCESS.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4963852
StatusActive
Year Built1985
Stories2
Total Rooms8
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionWINTERSET 01 A CONDO 02 AMD
CountyPolk
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Stone Counters, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community

Exterior & Lot

ExteriorSliding Doors
Lot Size0.02 acres (708 sq ft)
Lot FeaturesIn County
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$224,500
Original Price$229,900
Annual Taxes$2,104 (2025)
FinancingCash, Conventional
Parcel #262912687501051250

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

Cypress Gardens Blvd to Waterview Way - Once through the gate head straight to Sweet Bay - Right on Sweet Bay - Unit 503 is in the first building on your right - downstairs, middle.

Location

503 SWEET BAY CIRCLE, WINTER HAVEN, FL 33884

Listing Information

OfficeTHE STONES REAL ESTATE FIRM
ListedAugust 3, 2026

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Home Price

$224,500

20% ($44,900)
6.75%

Loan Term

Principal & Interest$1,165
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,521
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $224,500 home in WINTER HAVEN.

🏦

Conventional

$11,225 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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