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$149,000

689 LAKE HOWARD DRIVE NW UNIT 213, WINTER HAVEN, FL 33880

3D Tour
Active27 days on market

Beds

2

Baths

2

Sq Ft

1,072 sq ft

Year Built

1976

Lot Size

Garage

About This Property

Virtually Staged. This is 55+ living at its best! Fully renovated with high-end finishes, a spotless, move-in-ready interior, and a desirable lakeside setting on the world-famous Winter Haven Chain of Lakes. Welcome to 689 Lake Howard Drive, Unit 213, where thoughtful updates, generous living spaces, and an exceptional waterfront community come together at an attractive price point. Located in The Wellington on the shores of Lake Howard, this impressive 2 bedroom, 2 bath condo feels fresh, modern, and remarkably spacious. The expansive living and dining area features beautiful flooring, crown molding, updated lighting and ceiling fans, and plenty of room for comfortable everyday living and entertaining. Sliding glass doors open to a large enclosed Florida room overlooking the beautifully maintained community grounds, providing even more space to relax and enjoy the Florida lifestyle. The remodeled kitchen is a standout, featuring quartz countertops, abundant white soft-close cabinetry, a farmhouse-style sink, herringbone tile backsplash, under-cabinet lighting, and a complete stainless steel LG appliance package including refrigerator, range, microwave, and dishwasher. Both bathrooms have been beautifully remodeled with quartz-topped vanities and impressive custom tile work. Walk-in showers feature frameless glass enclosures, decorative tile accents, niches, and contemporary finishes. An exceptionally large walk-in closet provides outstanding storage, while an interior laundry closet with included washer and dryer and a large private exterior storage room add everyday convenience. The Wellington offers beautifully landscaped grounds, two pool areas including a heated pool for winter use, clubhouse, shuffleboard, community activities, and a private dock on Lake Howard with access to the Winter Haven Chain of Lakes—perfect for fishing and enjoying life on the water. The condo fee includes basic cable and internet, water, garbage pickup, exterior building maintenance, and grounds maintenance. A private covered parking space is also included. Conveniently located near medical facilities, shopping, restaurants, churches, grocery stores, and charming Downtown Winter Haven. Beautifully remodeled, incredibly spacious, and located in a Chain of Lakes waterfront community—this is 55+ living with the updates already done for you!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4963853
StatusActive
Year Built1976
Stories2
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionWELLINGTON PT 01 BLDGS 01 02 & WELLINGTON PT 02 B
CountyPolk
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet, Same Floor As Condo Unit
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Sidewalk, Storage
Lot FeaturesCity Lot, Sidewalk
Road SurfacePaved
ViewPool
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$149,000
Annual Taxes$679 (2025)
FinancingCash, Conventional
Parcel #262819553650022130

Directions

6th Street to Ave D NW - Right on N Lake Howard - Right on Ave G NW - Left into the Wellington - Unit is in the first building you come to.

Location

689 LAKE HOWARD DRIVE NW UNIT 213, WINTER HAVEN, FL 33880

Listing Information

OfficeTHE STONES REAL ESTATE FIRM
ListedAugust 8, 2026

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Home Price

$149,000

20% ($29,800)
6.75%

Loan Term

Principal & Interest$773
Property Tax (est.)$137
Insurance (est.)$150
Total Monthly$1,060
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How to Buy This Home

Multiple financing options available for this $149,000 home in WINTER HAVEN.

🏦

Conventional

$7,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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