$449,900
1604 RACHEL LANE, LAKELAND, FL 33805
Beds
4
Baths
3
Sq Ft
2,372 sq ft
Year Built
1976
Lot Size
0.84 acres
Garage
2
About This Property
Virtually Staged. Rarely does a property like this become available! Nestled on a quiet cul-de-sac, this beautifully updated pool home sits on an impressive .85-acre lot, offering the perfect blend of privacy, space and convenience. Designed with family living and entertaining in mind, this home features 4 bedrooms, 2.5 baths and an inviting floor plan with generous living spaces throughout. The updated kitchen showcases granite countertops, a casual dining area and opens seamlessly to the spacious family room highlighted by a charming wood-burning fireplace. Formal living and dining rooms provide additional space for entertaining and special occasions. Just beyond the French doors, you'll discover a covered 32' x 8' lanai overlooking the caged 15' x 30' inground pool—creating the perfect setting for outdoor dining, weekend cookouts, pool parties, or simply unwinding while enjoying the privacy of your expansive backyard. The home also features updated bathrooms, an inside laundry room, an oversized side-entry garage and outstanding curb appeal with a long, curved driveway providing ample parking for family and guests. Need extra storage or workspace? The detached 16' x 24' steel building with a garage door is ideal for a workshop, hobby space, or securely storing a boat, RV or additional vehicle. Enjoy peace of mind with numerous major improvements, including a new roof and exterior paint (10/2021), updated kitchen and baths (2020 & 2022), water heater (2018), drainfield (2018), pool screen enclosure (10/2022), A/C (4/2025) and rebuilt chimney top (5/2026). Conveniently located less than five minutes from Interstate 4, you'll enjoy an easy commute to Tampa or Orlando while coming home to the quiet surroundings of an established neighborhood. Zoned for highly regarded Wendel Watson Elementary School. Homes offering nearly an acre of land, extensive updates, a caged pool, workshop and exceptional accessibility are a rare opportunity.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Lakeland Hills Blvd to Hwy 33N, continue to left on Lake Luther Rd., continue to left on Rachel Lane to end of street.
Location
1604 RACHEL LANE, LAKELAND, FL 33805
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$449,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $449,900 home in LAKELAND.
🏛️
FHA Loan
$15,747 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.